CFPB · Single-product concentration

Mid Continent Credit Services, Inc

23 CFPB complaints · 91.3% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

23 CFPB complaints

Mid Continent Credit Services, Inc: 91.3% of 23 CFPB complaints sit in "Debt collection". Timely 82.6% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2013 to 2018

CFPB relief outcome brief

CCDB company mid-continent-credit-services-inc

0% relief · 82.6% timely · 23 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Mid Continent Credit Service…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Mid Continent Credit Services, Inc and nearest filing-volume peers

Mid Continent Credit Services, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Coded fields dominate Mid Continent Credit Services, Inc's 23 filings

Only 8.7% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.

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Timely response rate 82.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mid Continent Credit Services, Inc complaint mix by product

Total complaints: 23

Mid Continent Credit Services, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 23 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 21 complaints (91.3%), resolution 0.0% Debt collection 91.3% Credit reporting: 1 complaints (4.3%), resolution 0.0% Credit reporting,: 1 complaints (4.3%), resolution 0.0%
  • Debt collection 21 91.3% 0% relief
  • Credit reporting 1 4.3% 0% relief
  • Credit reporting, 1 4.3% 0% relief

How Mid Continent Credit Services, Inc's 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 21
Credit reporting 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Mid Continent Credit Services, Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
KS
43.5% of this company's filings
KS10AR3OH1IL1MI1IA1TX1NE1

Mid Continent Credit Services, Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2018
2
-50% vs 2013
0246810 20132014201520172018 2

Top States

State Complaints
KS 10
AR 3
OH 1
IL 1
MI 1
IA 1
TX 1
NE 1
OK 1
MO 1
NC 1
MT 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 10
Disclosure verification of debt 3
Communication tactics 2
Improper contact or sharing of info 2
False statements or representation 2
Credit reporting company's investigation 1
Attempts to collect debt not owed 1
Written notification about debt 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 8 100%
2015 7 100%
2017 2 0%
2018 2 0%

Source: CFPB Consumer Complaint Database

Mid Continent Credit Services, Inc filings cluster in one product

Mid Continent Credit Services, Inc's 23 logged complaints stay concentrated: only 12 states show a filing. Only 8.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2018-02-04.

Mid Continent Credit Services, Inc answers 82.6% of complaints inside the CFPB's tracked window and closes 82.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid Continent Credit Services, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mid Continent Credit Services, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mid Continent Credit Services, Inc (82.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration