Total complaints
20
Filed since 2015
2026 data Public-data reference. official source
Metro Area Collection Service, Inc.
20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
20 consumer complaints filed with the CFPB
This profile shows Metro Area Collection Service, Inc.'s complaint history from CFPB public records. 20 consumers have filed complaints since 2015. The company has a 90% timely response rate and has provided relief in 0% of cases.
20
Total Complaints
90%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
2015
Since
Timely response
90%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 90.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Metro Area Collection Service, Inc. complaint mix by product
- Debt collection 16 80.0% – 0% relief
- Credit reporting, 4 20.0% – 0% relief
How Metro Area Collection Service, Inc.'s 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
Top States
| State | Complaints |
|---|---|
| OR | 14 |
| TX | 2 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 5 |
| Incorrect information on your report | 4 |
| Took or threatened to take negative or legal action | 4 |
| False statements or representation | 3 |
| Cont'd attempts collect debt not owed | 2 |
| Attempts to collect debt not owed | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 0% |
| 2016 | 1 | 100% |
| 2017 | 1 | 0% |
| 2018 | 2 | 100% |
| 2019 | 1 | 100% |
| 2020 | 3 | 100% |
| 2021 | 4 | 100% |
| 2022 | 5 | 100% |
| 2023 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Metro Area Collection Service, Inc.
Metro Area Collection Service, Inc. has accumulated 20 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2023-05-21, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Metro Area Collection Service, Inc. reports a 90% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Written notification about debt".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Metro Area Collection Service, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Metro Area Collection Service, Inc. have?
Metro Area Collection Service, Inc. has received 20 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Metro Area Collection Service, Inc. respond to complaints on time?
Metro Area Collection Service, Inc. has a 90% timely response rate to CFPB complaints.
What is the most common complaint about Metro Area Collection Service, Inc.?
The most common issue reported against Metro Area Collection Service, Inc. is "Written notification about debt" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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