2026 data Public-data reference. official source

Meritize Financial Inc.

50 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

50 consumer complaints filed with the CFPB

This profile shows Meritize Financial Inc.'s complaint history from CFPB public records. 50 consumers have filed complaints since 2019. The company has a 98% timely response rate and has provided relief in 0% of cases.

50
Total Complaints
98%
Timely Response
0%
Disputed
0%
Relief Provided
16
States Active
2019
Since

Total complaints

50

Filed since 2019

Timely response

98%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Meritize Financial Inc. complaint mix by product

Total complaints: 50

Meritize Financial Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 50 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 39 complaints (78.0%), resolution 0.0% Student loan 78.0% Credit reporting: 7 complaints (14.0%), resolution 0.0% Credit reporting 14.0% Debt collection: 3 complaints (6.0%), resolution 0.0% Debt collection 6.0% Payday loan,: 1 complaints (2.0%), resolution 0.0%
  • Student loan 39 78.0% 0% relief
  • Credit reporting 7 14.0% 0% relief
  • Debt collection 3 6.0% 0% relief
  • Payday loan, 1 2.0% 0% relief

How Meritize Financial Inc.'s 50 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 39
Credit reporting or other personal consumer reports 7
Debt collection 3
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
NJ 11
FL 7
CA 6
TX 4
MD 4
NY 2
TN 2
SC 2
UT 2
VA 2
PA 2
GA 2
OK 1
IN 1
AZ 1
IL 1

Top Issues

Issue Complaints
Dealing with your lender or servicer 22
Getting a loan 8
Incorrect information on your report 5
Struggling to repay your loan 3
Issue where my lender is my school 2
Attempts to collect debt not owed 2
Problem with a company's investigation into an existing problem 2
Charged fees or interest you didn't expect 1
Credit monitoring or identity theft protection services 1
Problem with a credit reporting company's investigation into an existing problem 1
Problem with fraud alerts or security freezes 1
Improper use of your report 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 1 100%
2021 1 100%
2022 2 100%
2023 1 100%
2024 6 83.3%
2025 23 100%
2026 15 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Meritize Financial Inc.

Meritize Financial Inc. has accumulated 50 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Meritize Financial Inc. reports a 98% timely-response rate and has closed 84% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Meritize Financial Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Meritize Financial Inc. have?

Meritize Financial Inc. has received 50 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Meritize Financial Inc. respond to complaints on time?

Meritize Financial Inc. has a 98% timely response rate to CFPB complaints.

What is the most common complaint about Meritize Financial Inc.?

The most common issue reported against Meritize Financial Inc. is "Dealing with your lender or servicer" in the "Student loan" product category.

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