CFPB · Single-product concentration
Meritize Financial Inc.
76 CFPB complaints · 77.6% in "Student loan" · top issue Dealing with your lender or servicer.
Meritize Financial Inc.: 77.6% of 76 CFPB complaints sit in "Student loan". Timely 94.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- +2400% filings 2019 to 2026
CFPB relief outcome brief
CCDB company meritize-financial-inc
0% relief · 94.7% timely · 76 filings · Student loan
Same-product relief peers
Nearest relief peer: EdFinancial Services (0% relief)
Meritize Financial Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Meritize Financial Inc.'s 76 filings include narrative text
42.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Meritize Financial Inc. complaint mix by product
- Student loan 59 77.6% – 0% relief
- Credit reporting 10 13.2% – 0% relief
- Debt collection 4 5.3% – 0% relief
- Credit reporting, 2 2.6% – 0% relief
- Payday loan, 1 1.3% – 0% relief
How Meritize Financial Inc.'s 76 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Student loan | 59 |
| Credit reporting or other personal consumer reports | 10 |
| Debt collection | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where Meritize Financial Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 17.1% of this company's filings
Meritize Financial Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 25
- +2400% vs 2019
Top States
| State | Complaints |
|---|---|
| FL | 13 |
| NJ | 12 |
| CA | 11 |
| TX | 6 |
| NY | 5 |
| MD | 5 |
| SC | 3 |
| GA | 3 |
| VA | 3 |
| TN | 3 |
| IL | 2 |
| IN | 2 |
| PA | 2 |
| UT | 2 |
| AZ | 1 |
| OH | 1 |
| DC | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 33 |
| Getting a loan | 13 |
| Incorrect information on your report | 8 |
| Struggling to repay your loan | 6 |
| Problem with a company's investigation into an existing problem | 4 |
| Attempts to collect debt not owed | 3 |
| Improper use of your report | 2 |
| Issue where my lender is my school | 2 |
| Problem with fraud alerts or security freezes | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Charged fees or interest you didn't expect | 1 |
| Communication tactics | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2024 | 11 | 90.9% |
| 2025 | 31 | 100% |
| 2026 | 25 | 88% |
Source: CFPB Consumer Complaint Database
Meritize Financial Inc. filings cluster in one product
Meritize Financial Inc.'s 76 logged complaints stay concentrated: only 18 states show a filing. 42.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-06-17.
Meritize Financial Inc. answers 94.7% of complaints inside the CFPB's tracked window and closes 89.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Meritize Financial Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Meritize Financial Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 76.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Meritize Financial Inc. (94.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration