Meritize Financial Inc.
76 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Meritize Financial Inc. complaint mix by product
- Student loan 59 77.6% – 0% relief
- Credit reporting 10 13.2% – 0% relief
- Debt collection 4 5.3% – 0% relief
- Credit reporting, 2 2.6% – 0% relief
- Payday loan, 1 1.3% – 0% relief
How Meritize Financial Inc.'s 76 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Student loan | 59 |
| Credit reporting or other personal consumer reports | 10 |
| Debt collection | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 13 |
| NJ | 12 |
| CA | 11 |
| TX | 6 |
| NY | 5 |
| MD | 5 |
| SC | 3 |
| GA | 3 |
| VA | 3 |
| TN | 3 |
| IL | 2 |
| IN | 2 |
| PA | 2 |
| UT | 2 |
| AZ | 1 |
| OH | 1 |
| DC | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 33 |
| Getting a loan | 13 |
| Incorrect information on your report | 8 |
| Struggling to repay your loan | 6 |
| Problem with a company's investigation into an existing problem | 4 |
| Attempts to collect debt not owed | 3 |
| Improper use of your report | 2 |
| Issue where my lender is my school | 2 |
| Problem with fraud alerts or security freezes | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Charged fees or interest you didn't expect | 1 |
| Communication tactics | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2024 | 11 | 90.9% |
| 2025 | 31 | 100% |
| 2026 | 25 | 88% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Meritize Financial Inc.
Meritize Financial Inc.'s 76 logged complaints stay concentrated: only 18 states show a filing on record. 42.1% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2019 through 2026-06-17.
Meritize Financial Inc. answers 94.7% of complaints inside the CFPB's tracked window and closes 89.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Meritize Financial Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Meritize Financial Inc. have?
76, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Meritize Financial Inc. respond to complaints on time?
94.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Meritize Financial Inc.?
"Dealing with your lender or servicer", filed under the "Student loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.