Total complaints
419
Filed since 2012
419 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
419 consumer complaints filed with the CFPB
This profile shows CULLEN/FROST BANKERS, INC.'s complaint history from CFPB public records. 419 consumers have filed complaints since 2012. The company has a 99.5% timely response rate and has provided relief in 9.8% of cases.
Total complaints
419
Filed since 2012
Timely response
99.5%
CFPB-tracked response window
Relief rate
9.8%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How CULLEN/FROST BANKERS, INC.'s 419 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 273 |
| Bank account or service | 37 |
| Money transfer, virtual currency, or money service | 25 |
| Debt collection | 22 |
| Credit reporting, credit repair services, or other personal consumer reports | 20 |
| Credit reporting or other personal consumer reports | 18 |
| Mortgage | 10 |
| Payday loan, title loan, or personal loan | 5 |
| Credit card | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Money transfers | 2 |
| Vehicle loan or lease | 1 |
| Credit card or prepaid card | 1 |
| State | Complaints |
|---|---|
| TX | 375 |
| FL | 4 |
| CA | 4 |
| CO | 4 |
| AR | 2 |
| OK | 2 |
| SC | 2 |
| NM | 2 |
| NY | 2 |
| AZ | 1 |
| PR | 1 |
| MD | 1 |
| MN | 1 |
| KS | 1 |
| VA | 1 |
| GA | 1 |
| IL | 1 |
| NC | 1 |
| OH | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 110 |
| Opening an account | 97 |
| Closing an account | 29 |
| Incorrect information on your report | 23 |
| Problem with a lender or other company charging your account | 20 |
| Fraud or scam | 16 |
| Account opening, closing, or management | 16 |
| Deposits and withdrawals | 15 |
| Problem caused by your funds being low | 14 |
| Attempts to collect debt not owed | 10 |
| Improper use of your report | 8 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Applying for a mortgage or refinancing an existing mortgage | 4 |
| Problems caused by my funds being low | 4 |
| Written notification about debt | 3 |
| Problem with customer service | 3 |
| Getting a line of credit | 3 |
| Loan servicing, payments, escrow account | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Took or threatened to take negative or legal action | 3 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 3 | 66.7% |
| 2013 | 12 | 100% |
| 2014 | 12 | 100% |
| 2015 | 6 | 100% |
| 2016 | 9 | 100% |
| 2017 | 17 | 100% |
| 2018 | 20 | 100% |
| 2019 | 16 | 100% |
| 2020 | 23 | 100% |
| 2021 | 32 | 100% |
| 2022 | 41 | 100% |
| 2023 | 61 | 100% |
| 2024 | 62 | 100% |
| 2025 | 80 | 100% |
| 2026 | 25 | 96% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
CULLEN/FROST BANKERS, INC. has accumulated 419 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 153 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CULLEN/FROST BANKERS, INC. reports a 99.5% timely-response rate and has closed 89.3% of cases with a written explanation to the consumer. 9.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CULLEN/FROST BANKERS, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
CULLEN/FROST BANKERS, INC. has received 419 consumer complaints filed with the Consumer Financial Protection Bureau.
CULLEN/FROST BANKERS, INC. has a 99.5% timely response rate to CFPB complaints.
The most common issue reported against CULLEN/FROST BANKERS, INC. is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.