2026 data Public-data reference. official source

N.A.R., Inc.

268 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

268 consumer complaints filed with the CFPB

This profile shows N.A.R., Inc.'s complaint history from CFPB public records. 268 consumers have filed complaints since 2013. The company has a 92.9% timely response rate and has provided relief in 0.4% of cases.

268
Total Complaints
92.9%
Timely Response
3.7%
Disputed
0.4%
Relief Provided
38
States Active
2013
Since

Total complaints

268

Filed since 2013

Timely response

92.9%

CFPB-tracked response window

Relief rate

0.4%

Closed with monetary or non-monetary relief

Timely response rate 92.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median

Share closed with monetary or non-monetary relief.

N.A.R., Inc. complaint mix by product

Total complaints: 268

N.A.R., Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 268 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 223 complaints (83.2%), resolution 0.4% Debt collection 83.2% Credit reporting,: 25 complaints (9.3%), resolution 0.0% Credit reporting, 9.3% Credit reporting: 14 complaints (5.2%), resolution 0.0% Bank account: 2 complaints (0.7%), resolution 0.0% Consumer Loan: 2 complaints (0.7%), resolution 0.0% Credit card: 1 complaints (0.4%), resolution 0.0% Student loan: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 223 83.2% 0% relief
  • Credit reporting, 25 9.3% 0% relief
  • Credit reporting 14 5.2% 0% relief
  • Bank account 2 0.7% 0% relief
  • Consumer Loan 2 0.7% 0% relief
  • Credit card 1 0.4% 0% relief
  • Student loan 1 0.4% 0% relief

How N.A.R., Inc.'s 268 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 223
Credit reporting, credit repair services, or other personal consumer reports 25
Credit reporting or other personal consumer reports 14
Bank account or service 2
Consumer Loan 2
Credit card 1
Student loan 1

Top States

State Complaints
UT 71
CO 33
TX 33
FL 17
AZ 16
CA 12
ID 9
NV 8
OH 6
WA 6
GA 5
NY 5
VA 4
LA 4
MO 4
WI 3
TN 3
PA 2
NM 2
MD 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 64
Cont'd attempts collect debt not owed 30
False statements or representation 30
Took or threatened to take negative or legal action 28
Written notification about debt 28
Incorrect information on your report 27
Disclosure verification of debt 16
Communication tactics 14
Improper contact or sharing of info 6
Problem with a company's investigation into an existing problem 4
Improper use of your report 4
Threatened to contact someone or share information improperly 4
Taking/threatening an illegal action 3
Problem with a credit reporting company's investigation into an existing problem 3
Problems when you are unable to pay 3
Account opening, closing, or management 2
Getting a credit card 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2013 6 100%
2014 16 93.8%
2015 22 54.5%
2016 20 80%
2017 29 100%
2018 28 100%
2019 16 100%
2020 8 100%
2021 17 88.2%
2022 22 90.9%
2023 9 100%
2024 26 100%
2025 38 100%
2026 11 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About N.A.R., Inc.

N.A.R., Inc. has accumulated 268 consumer complaints in the CFPB public database, with filings active across 38 U.S. states. Of those submissions, 104 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-23, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, N.A.R., Inc. reports a 92.9% timely-response rate and has closed 98.5% of cases with a written explanation to the consumer. 0.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating N.A.R., Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does N.A.R., Inc. have?

N.A.R., Inc. has received 268 consumer complaints filed with the Consumer Financial Protection Bureau.

Does N.A.R., Inc. respond to complaints on time?

N.A.R., Inc. has a 92.9% timely response rate to CFPB complaints.

What is the most common complaint about N.A.R., Inc.?

The most common issue reported against N.A.R., Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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