CFPB · Single-product concentration
N.A.R., Inc.
342 CFPB complaints · 83.3% in "Debt collection" · top issue Attempts to collect debt not owed.
N.A.R., Inc.: 83.3% of 342 CFPB complaints sit in "Debt collection". Timely 93.3% · relief 0.3%. Allegations, not findings.
- Single-product concentration
- +283.3% filings 2013 to 2026
CFPB relief outcome brief
CCDB company n-a-r-inc
0.3% relief · 93.3% timely · 342 filings · Debt collection
Same-product relief peers
Nearest relief peer: Populus Financial Group, Inc. (F/K/A Ace Cash Express) (0.3% relief)
N.A.R., Inc. closes 0.3% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of N.A.R., Inc.'s 342 filings include narrative text
49.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
N.A.R., Inc. complaint mix by product
- Debt collection 285 83.8% – 0% relief
- Credit reporting, 32 9.4% – 0% relief
- Credit reporting 17 5.0% – 0% relief
- Consumer Loan 2 0.6% – 0% relief
- Bank account 2 0.6% – 0% relief
- Credit card 1 0.3% – 0% relief
- Student loan 1 0.3% – 0% relief
How N.A.R., Inc.'s 342 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 285 |
| Credit reporting, credit repair services, or other personal consumer reports | 32 |
| Credit reporting or other personal consumer reports | 17 |
| Consumer Loan | 2 |
| Bank account or service | 2 |
| Credit card | 1 |
| Student loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
| Credit card or prepaid card | 1 |
Where N.A.R., Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- UT
- 26.6% of this company's filings
N.A.R., Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 23
- +283.3% vs 2013
Top States
| State | Complaints |
|---|---|
| UT | 91 |
| TX | 39 |
| CO | 37 |
| FL | 21 |
| CA | 18 |
| AZ | 17 |
| NY | 11 |
| ID | 11 |
| NV | 10 |
| GA | 9 |
| WA | 8 |
| MO | 7 |
| OH | 6 |
| NC | 5 |
| IL | 4 |
| VA | 4 |
| LA | 4 |
| TN | 4 |
| MI | 4 |
| WI | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 78 |
| False statements or representation | 50 |
| Written notification about debt | 38 |
| Took or threatened to take negative or legal action | 37 |
| Cont'd attempts collect debt not owed | 32 |
| Incorrect information on your report | 31 |
| Disclosure verification of debt | 18 |
| Communication tactics | 17 |
| Improper use of your report | 7 |
| Threatened to contact someone or share information improperly | 6 |
| Improper contact or sharing of info | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Problem with a company's investigation into an existing problem | 5 |
| Problems when you are unable to pay | 3 |
| Taking/threatening an illegal action | 3 |
| Account opening, closing, or management | 2 |
| Problem with fraud alerts or security freezes | 1 |
| Getting a credit card | 1 |
| Credit limit changed | 1 |
| Problem with a purchase shown on your statement | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 6 | 100% |
| 2014 | 16 | 93.8% |
| 2015 | 22 | 54.5% |
| 2016 | 24 | 75% |
| 2017 | 34 | 100% |
| 2018 | 34 | 100% |
| 2019 | 21 | 100% |
| 2020 | 15 | 100% |
| 2021 | 23 | 91.3% |
| 2022 | 30 | 93.3% |
| 2023 | 12 | 100% |
| 2024 | 31 | 96.8% |
| 2025 | 51 | 98% |
| 2026 | 23 | 100% |
Source: CFPB Consumer Complaint Database
N.A.R., Inc. filings cluster in one product
N.A.R., Inc.'s 342 logged complaints stay concentrated: only 39 states show a filing. 49.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-22.
N.A.R., Inc. answers 93.3% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 0.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about N.A.R., Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for N.A.R., Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 342.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for N.A.R., Inc. (93.3% timely; 0.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration