2026 data Public-data reference. official source

Merchants and Professional Bureau, Inc.

245 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

245 consumer complaints filed with the CFPB

This profile shows Merchants and Professional Bureau, Inc.'s complaint history from CFPB public records. 245 consumers have filed complaints since 2013. The company has a 98.8% timely response rate and has provided relief in 0.4% of cases.

245
Total Complaints
98.8%
Timely Response
4.1%
Disputed
0.4%
Relief Provided
18
States Active
2013
Since

Total complaints

245

Filed since 2013

Timely response

98.8%

CFPB-tracked response window

Relief rate

0.4%

Closed with monetary or non-monetary relief

Timely response rate 98.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median

Share closed with monetary or non-monetary relief.

Merchants and Professional Bureau, Inc. complaint mix by product

Total complaints: 245

Merchants and Professional Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 245 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 204 complaints (83.3%), resolution 0.5% Debt collection 83.3% Credit reporting,: 38 complaints (15.5%), resolution 0.0% Credit reporting, 15.5% Credit reporting: 2 complaints (0.8%), resolution 0.0% Credit reporting: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 204 83.3% 1% relief
  • Credit reporting, 38 15.5% 0% relief
  • Credit reporting 2 0.8% 0% relief
  • Credit reporting 1 0.4% 0% relief

How Merchants and Professional Bureau, Inc.'s 245 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 204
Credit reporting, credit repair services, or other personal consumer reports 38
Credit reporting 2
Credit reporting or other personal consumer reports 1

Top States

State Complaints
TX 211
CA 6
GA 3
MI 3
FL 3
OK 3
VA 2
IL 2
CO 2
OH 1
MD 1
AR 1
MN 1
LA 1
SC 1
OR 1
NJ 1
PA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 64
Written notification about debt 63
Disclosure verification of debt 20
Incorrect information on your report 20
Cont'd attempts collect debt not owed 20
Took or threatened to take negative or legal action 13
Problem with a credit reporting company's investigation into an existing problem 12
False statements or representation 11
Communication tactics 9
Improper use of your report 7
Threatened to contact someone or share information improperly 3
Incorrect information on credit report 2
Improper contact or sharing of info 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 9 100%
2015 15 100%
2016 21 100%
2017 20 100%
2018 34 100%
2019 14 100%
2020 46 100%
2021 62 100%
2022 21 95.2%
2025 2 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Merchants and Professional Bureau, Inc.

Merchants and Professional Bureau, Inc. has accumulated 245 consumer complaints in the CFPB public database, with filings active across 18 U.S. states. Of those submissions, 83 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-10-03, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Merchants and Professional Bureau, Inc. reports a 98.8% timely-response rate and has closed 98.4% of cases with a written explanation to the consumer. 0.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Merchants and Professional Bureau, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Merchants and Professional Bureau, Inc. have?

Merchants and Professional Bureau, Inc. has received 245 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Merchants and Professional Bureau, Inc. respond to complaints on time?

Merchants and Professional Bureau, Inc. has a 98.8% timely response rate to CFPB complaints.

What is the most common complaint about Merchants and Professional Bureau, Inc.?

The most common issue reported against Merchants and Professional Bureau, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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