CFPB · Single-product concentration
M.L. Zager P.C.
28 CFPB complaints · 89.3% in "Debt collection" · top issue Attempts to collect debt not owed.
M.L. Zager P.C.: 89.3% of 28 CFPB complaints sit in "Debt collection". Timely 96.4% · relief 42.9%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2025
CFPB relief outcome brief
CCDB company m-l-zager-p-c
42.9% relief · 96.4% timely · 28 filings · Debt collection
Same-product relief peers
Nearest relief peer: Southwest Credit Systems, L.P. (41.7% relief)
M.L. Zager P.C. closes 42.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of M.L. Zager P.C.'s 28 filings include narrative text
60.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
M.L. Zager P.C. complaint mix by product
- Debt collection 25 89.3% – 36% relief
- Credit reporting, 2 7.1% – 100% relief
- Credit reporting 1 3.6% – 100% relief
How M.L. Zager P.C.'s 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 25 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for M.L. Zager P.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 78.6% of this company's filings
M.L. Zager P.C. complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| NY | 22 |
| NJ | 2 |
| NC | 1 |
| SC | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 7 |
| Took or threatened to take negative or legal action | 5 |
| Written notification about debt | 5 |
| Disclosure verification of debt | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Improper contact or sharing of info | 2 |
| Improper use of your report | 1 |
| Taking/threatening an illegal action | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| False statements or representation | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 3 | 100% |
| 2017 | 3 | 100% |
| 2018 | 4 | 100% |
| 2019 | 3 | 100% |
| 2020 | 3 | 100% |
| 2021 | 4 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 100% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
M.L. Zager P.C. filings cluster in one product
M.L. Zager P.C.'s 28 logged complaints stay concentrated: only 5 states show a filing. 60.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-11-19.
M.L. Zager P.C. answers 96.4% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 42.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about M.L. Zager P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for M.L. Zager P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 28.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for M.L. Zager P.C. (96.4% timely; 42.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration