CFPB · Single-product concentration

Lotane & Associates, P.A.

45 CFPB complaints · 100% in "Debt collection" · top issue Took or threatened to take negative or legal action.

45 CFPB complaints

Lotane & Associates, P.A.: 100% of 45 CFPB complaints sit in "Debt collection". Timely 95.6% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2016 to 2026

CFPB relief outcome brief

CCDB company lotane-associates-p-a

0% relief · 95.6% timely · 45 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Lotane & Associates, P.A. (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Lotane & Associates, P.A. and nearest filing-volume peers

Lotane & Associates, P.A. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Lotane & Associates, P.A.'s 45 filings include narrative text

64.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 95.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Lotane & Associates, P.A. complaint mix by product

Total complaints: 45

Lotane & Associates, P.A. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 45 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 45 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 45 100.0% 0% relief

How Lotane & Associates, P.A.'s 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 45

Concentrated filing states for Lotane & Associates, P.A.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
80% of this company's filings
FL36GA3MA1ME1NV1WI1

Lotane & Associates, P.A. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-33.3% vs 2016
0246810 20162017201820192020202120222023202420252026 2

Top States

State Complaints
FL 36
GA 3
MA 1
ME 1
NV 1
WI 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 13
Attempts to collect debt not owed 10
False statements or representation 7
Written notification about debt 6
Communication tactics 5
Threatened to contact someone or share information improperly 2
Taking/threatening an illegal action 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2016 3 33.3%
2017 1 100%
2018 3 100%
2019 6 100%
2020 4 100%
2021 1 100%
2022 5 100%
2023 6 100%
2024 6 100%
2025 8 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Lotane & Associates, P.A. filings cluster in one product

Lotane & Associates, P.A.'s 45 logged complaints stay concentrated: only 6 states show a filing. 64.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-03-28.

Lotane & Associates, P.A. answers 95.6% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lotane & Associates, P.A..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Lotane & Associates, P.A.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Lotane & Associates, P.A. (95.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration