CFPB · Single-product concentration

Avante

794 CFPB complaints · 79.2% in "Debt collection" · top issue Attempts to collect debt not owed.

794 CFPB complaints

Avante: 79.2% of 794 CFPB complaints sit in "Debt collection". Timely 95.6% · relief 0.1%. Allegations, not findings.

  • Single-product concentration
  • +6300% filings 2012 to 2026

CFPB relief outcome brief

CCDB company avante

0.1% relief · 95.6% timely · 794 filings · Debt collection

Nearest relief peer: Fair Collections & Outsourcing, Inc. (0.1% relief)

Avante (this)0.1%Guaranteed Rate Inc.3.8%Optio Solutions, LLC0%People'S United Bank, Nation…20%Village Capital & Investment…0.6%
Closed-with-relief % among Avante and nearest filing-volume peers

Avante closes 0.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Avante's 794 filings include narrative text

44.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 95.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Avante complaint mix by product

Total complaints: 794

Avante complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 794 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 629 complaints (79.5%), resolution 0.2% Debt collection 79.5% Credit reporting,: 115 complaints (14.5%), resolution 0.0% Credit reporting, 14.5% Credit reporting: 40 complaints (5.1%), resolution 0.0% Student loan: 3 complaints (0.4%), resolution 0.0% Vehicle loan: 2 complaints (0.3%), resolution 0.0% Credit card: 1 complaints (0.1%), resolution 0.0% Payday loan,: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 629 79.5% 0% relief
  • Credit reporting, 115 14.5% 0% relief
  • Credit reporting 40 5.1% 0% relief
  • Student loan 3 0.4% 0% relief
  • Vehicle loan 2 0.3% 0% relief
  • Credit card 1 0.1% 0% relief
  • Payday loan, 1 0.1% 0% relief

How Avante's 794 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 629
Credit reporting, credit repair services, or other personal consumer reports 115
Credit reporting or other personal consumer reports 40
Student loan 3
Vehicle loan or lease 2
Credit card 1
Payday loan, title loan, personal loan, or advance loan 1
Money transfer, virtual currency, or money service 1
Credit reporting 1
Consumer Loan 1

Nationwide filing states for Avante

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
FL
28.3% of this company's filings
FL225TX130GA71TN36CA30SC29OH29NC27

Avante rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
64
+6300% vs 2012
050100150200 20122014201620182020202220242026 64

Top States

State Complaints
FL 225
TX 130
GA 71
TN 36
CA 30
SC 29
OH 29
NC 27
VA 20
LA 16
AL 15
KY 14
NY 13
AZ 11
MS 10
PA 9
AR 9
NJ 9
IN 8
IL 8

Top Issues

Issue Complaints
Attempts to collect debt not owed 263
Written notification about debt 150
Incorrect information on your report 76
False statements or representation 60
Took or threatened to take negative or legal action 49
Cont'd attempts collect debt not owed 44
Improper use of your report 38
Problem with a credit reporting company's investigation into an existing problem 30
Communication tactics 28
Disclosure verification of debt 17
Threatened to contact someone or share information improperly 13
Problem with a company's investigation into an existing problem 7
Electronic communications 3
Credit monitoring or identity theft protection services 3
Improper contact or sharing of info 2
Problems when you are unable to pay 2
Struggling to pay your loan 2
Getting a credit card 1
Can't contact lender or servicer 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2012 1 0%
2013 6 33.3%
2014 26 96.2%
2015 17 88.2%
2016 27 96.3%
2017 22 100%
2018 46 100%
2019 39 97.4%
2020 58 100%
2021 159 99.4%
2022 102 96.1%
2023 82 92.7%
2024 57 87.7%
2025 88 93.2%
2026 64 98.4%

Source: CFPB Consumer Complaint Database

Avante filings cluster in one product

Avante's 794 logged complaints reach a nationwide footprint - 42 states have at least one filing. 44.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-24.

Avante answers 95.6% of complaints inside the CFPB's tracked window and closes 99.4% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Avante.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Avante: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Avante (95.6% timely; 0.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration