2026 data Public-data reference. official source

ASTA FUNDING INC.

184 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

184 consumer complaints filed with the CFPB

This profile shows ASTA FUNDING INC.'s complaint history from CFPB public records. 184 consumers have filed complaints since 2013. The company has a 95.7% timely response rate and has provided relief in 0.5% of cases.

184
Total Complaints
95.7%
Timely Response
20.1%
Disputed
0.5%
Relief Provided
34
States Active
2013
Since

Total complaints

184

Filed since 2013

Timely response

95.7%

CFPB-tracked response window

Relief rate

0.5%

Closed with monetary or non-monetary relief

Timely response rate 95.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

ASTA FUNDING INC. complaint mix by product

Total complaints: 184

ASTA FUNDING INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 184 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 175 complaints (95.6%), resolution 0.6% Debt collection 95.6% Credit card: 2 complaints (1.1%), resolution 0.0% Consumer Loan: 2 complaints (1.1%), resolution 0.0% Credit reporting,: 1 complaints (0.5%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0% Credit card: 1 complaints (0.5%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 175 95.6% 1% relief
  • Credit card 2 1.1% 0% relief
  • Consumer Loan 2 1.1% 0% relief
  • Credit reporting, 1 0.5% 0% relief
  • Credit reporting 1 0.5% 0% relief
  • Credit card 1 0.5% 0% relief
  • Credit reporting 1 0.5% 0% relief

How ASTA FUNDING INC.'s 184 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 175
Credit card or prepaid card 2
Consumer Loan 2
Credit reporting, credit repair services, or other personal consumer reports 1
Credit reporting or other personal consumer reports 1
Credit card 1
Credit reporting 1
Bank account or service 1

Top States

State Complaints
NY 43
CA 21
FL 17
TX 15
PA 13
NJ 10
IL 8
MI 8
GA 5
OR 4
TN 4
MO 3
WA 3
NC 3
CT 3
OK 2
IN 2
OH 2
DC 2
NM 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 64
Attempts to collect debt not owed 24
Took or threatened to take negative or legal action 19
Disclosure verification of debt 16
Taking/threatening an illegal action 15
Written notification about debt 12
False statements or representation 12
Communication tactics 5
Improper contact or sharing of info 4
Threatened to contact someone or share information improperly 4
Incorrect information on your report 3
Other features, terms, or problems 1
Problems when you are unable to pay 1
Arbitration 1
Managing the loan or lease 1
Credit reporting company's investigation 1
Problems caused by my funds being low 1

Yearly Trend

Year Complaints Timely
2013 13 100%
2014 49 98%
2015 35 100%
2016 19 100%
2017 11 100%
2018 12 66.7%
2019 5 100%
2020 6 100%
2021 7 85.7%
2022 6 66.7%
2023 8 100%
2024 8 100%
2025 3 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ASTA FUNDING INC.

ASTA FUNDING INC. has accumulated 184 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 52 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ASTA FUNDING INC. reports a 95.7% timely-response rate and has closed 97.8% of cases with a written explanation to the consumer. 0.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 20.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ASTA FUNDING INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ASTA FUNDING INC. have?

ASTA FUNDING INC. has received 184 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ASTA FUNDING INC. respond to complaints on time?

ASTA FUNDING INC. has a 95.7% timely response rate to CFPB complaints.

What is the most common complaint about ASTA FUNDING INC.?

The most common issue reported against ASTA FUNDING INC. is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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