CFPB · Narrative-heavy record
Lon Inc.
4 CFPB complaints · 75% with narratives · top issue Improper use of your report.
Lon Inc.: 75% of 4 filings include consumer narratives. Timely 75% · relief 50% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2020 to 2025
CFPB relief outcome brief
CCDB company lon-inc
50% relief · 75% timely · 4 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kilowatt Financial, LLC, a Spruce Finance Company (23.1% relief)
Lon Inc. closes 50% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lon Inc. complaint mix by product
- Payday loan, 2 50.0% – 50% relief
- Credit reporting 1 25.0% – 0% relief
- Credit reporting, 1 25.0% – 100% relief
How Lon Inc.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 2 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Lon Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MD
- 25% of this company's filings
Lon Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -66.7% vs 2020
Top States
| State | Complaints |
|---|---|
| MD | 1 |
| TX | 1 |
| CA | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 1 |
| Problem when making payments | 1 |
| Getting a line of credit | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 3 | 100% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Lon Inc.'s narrative-rich complaint ledger
Lon Inc.'s 4 logged complaints stay concentrated: only 4 states show a filing. 75% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-05-31.
Lon Inc. answers 75% of complaints inside the CFPB's tracked window and closes 25% with a written explanation. 50% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lon Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lon Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lon Inc. (75% timely; 50% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record