CFPB · Single-product concentration

Liberty Holdings, LLC

57 CFPB complaints · 87.7% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

57 CFPB complaints

Liberty Holdings, LLC: 87.7% of 57 CFPB complaints sit in "Debt collection". Timely 50.9% · relief 8.8%. Allegations, not findings.

  • Single-product concentration
  • -92.3% filings 2013 to 2026

CFPB relief outcome brief

CCDB company liberty-holdings-llc

8.8% relief · 50.9% timely · 57 filings · Debt collection

Nearest relief peer: Selip & Stylianou, LLP (8.8% relief)

Liberty Holdings, LLC (this)8.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Liberty Holdings, LLC and nearest filing-volume peers

Liberty Holdings, LLC closes 8.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 57 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 50.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Liberty Holdings, LLC complaint mix by product

Total complaints: 57

Liberty Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 57 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 50 complaints (87.7%), resolution 10.0% Debt collection 87.7% Credit reporting,: 3 complaints (5.3%), resolution 0.0% Payday loan,: 2 complaints (3.5%), resolution 0.0% Credit card: 1 complaints (1.8%), resolution 0.0% Bank account: 1 complaints (1.8%), resolution 0.0%
  • Debt collection 50 87.7% 10% relief
  • Credit reporting, 3 5.3% 0% relief
  • Payday loan, 2 3.5% 0% relief
  • Credit card 1 1.8% 0% relief
  • Bank account 1 1.8% 0% relief

How Liberty Holdings, LLC's 57 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 50
Credit reporting, credit repair services, or other personal consumer reports 3
Payday loan, title loan, or personal loan 2
Credit card 1
Bank account or service 1

Where Liberty Holdings, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CO
33.3% of this company's filings
CO19OR10UT6CA5TX4WA3IN2GA1

Liberty Holdings, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-92.3% vs 2013
051015 201320142015201620172018201920202021202320252026 1

Top States

State Complaints
CO 19
OR 10
UT 6
CA 5
TX 4
WA 3
IN 2
GA 1
NC 1
NM 1
MO 1
IL 1
LA 1
OH 1
AL 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 11
Taking/threatening an illegal action 10
Took or threatened to take negative or legal action 6
False statements or representation 5
Disclosure verification of debt 4
Communication tactics 4
Threatened to contact someone or share information improperly 4
Attempts to collect debt not owed 3
Incorrect information on your report 2
Improper contact or sharing of info 2
Struggling to pay your loan 2
Identity theft / Fraud / Embezzlement 1
Problems caused by my funds being low 1
Written notification about debt 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 13 100%
2014 14 100%
2015 4 50%
2016 3 0%
2017 3 0%
2018 6 0%
2019 5 0%
2020 4 0%
2021 2 0%
2023 1 0%
2025 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

Liberty Holdings, LLC filings cluster in one product

Liberty Holdings, LLC's 57 logged complaints stay concentrated: only 15 states show a filing. Only 28.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-04-24.

Liberty Holdings, LLC answers 50.9% of complaints inside the CFPB's tracked window and closes 38.6% with a written explanation. 8.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Liberty Holdings, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Liberty Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Liberty Holdings, LLC (50.9% timely; 8.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration