2026 data Public-data reference. official source

Liberty Holdings, LLC

53 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

53 consumer complaints filed with the CFPB

This profile shows Liberty Holdings, LLC's complaint history from CFPB public records. 53 consumers have filed complaints since 2013. The company has a 54.7% timely response rate and has provided relief in 9.4% of cases.

53
Total Complaints
54.7%
Timely Response
11.3%
Disputed
9.4%
Relief Provided
13
States Active
2013
Since

Total complaints

53

Filed since 2013

Timely response

54.7%

CFPB-tracked response window

Relief rate

9.4%

Closed with monetary or non-monetary relief

Timely response rate 54.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.4%
Industry median

Share closed with monetary or non-monetary relief.

Liberty Holdings, LLC complaint mix by product

Total complaints: 53

Liberty Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 53 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 47 complaints (88.7%), resolution 10.6% Debt collection 88.7% Payday loan,: 2 complaints (3.8%), resolution 0.0% Credit reporting,: 2 complaints (3.8%), resolution 0.0% Bank account: 1 complaints (1.9%), resolution 0.0% Credit card: 1 complaints (1.9%), resolution 0.0%
  • Debt collection 47 88.7% 11% relief
  • Payday loan, 2 3.8% 0% relief
  • Credit reporting, 2 3.8% 0% relief
  • Bank account 1 1.9% 0% relief
  • Credit card 1 1.9% 0% relief

How Liberty Holdings, LLC's 53 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 47
Payday loan, title loan, or personal loan 2
Credit reporting, credit repair services, or other personal consumer reports 2
Bank account or service 1
Credit card 1

Top States

State Complaints
CO 19
OR 10
UT 6
CA 5
WA 3
TX 3
IN 1
AL 1
GA 1
MO 1
NM 1
IL 1
LA 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 11
Taking/threatening an illegal action 10
Communication tactics 4
Threatened to contact someone or share information improperly 4
Took or threatened to take negative or legal action 4
Disclosure verification of debt 4
False statements or representation 4
Attempts to collect debt not owed 3
Struggling to pay your loan 2
Improper contact or sharing of info 2
Incorrect information on your report 1
Problems caused by my funds being low 1
Identity theft / Fraud / Embezzlement 1
Improper use of your report 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2013 13 100%
2014 14 100%
2015 4 50%
2016 3 0%
2017 3 0%
2018 5 0%
2019 5 0%
2020 3 0%
2021 2 0%
2025 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Liberty Holdings, LLC

Liberty Holdings, LLC has accumulated 53 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 13 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-08-14, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Liberty Holdings, LLC reports a 54.7% timely-response rate and has closed 41.5% of cases with a written explanation to the consumer. 9.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 11.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Liberty Holdings, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Liberty Holdings, LLC have?

Liberty Holdings, LLC has received 53 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Liberty Holdings, LLC respond to complaints on time?

Liberty Holdings, LLC has a 54.7% timely response rate to CFPB complaints.

What is the most common complaint about Liberty Holdings, LLC?

The most common issue reported against Liberty Holdings, LLC is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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