CFPB · Single-product concentration
Law Offices of Timothy E. Baxter & Associates, P.C.
27 CFPB complaints · 74.1% in "Debt collection" · top issue False statements or representation.
Law Offices of Timothy E. Baxter & Associates, P.C.: 74.1% of 27 CFPB complaints sit in "Debt collection". Timely 92.6% · relief 7.4%. Allegations, not findings.
- Single-product concentration
- -50% filings 2014 to 2026
CFPB relief outcome brief
CCDB company law-offices-of-timothy-e-baxter-associates-p-c
7.4% relief · 92.6% timely · 27 filings · Debt collection
Same-product relief peers
Nearest relief peer: CAC Financial Corp (7.4% relief)
Law Offices of Timothy E. Baxter & Associates, P.C. closes 7.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 27 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Law Offices of Timothy E. Baxter & Associates, P.C. complaint mix by product
- Debt collection 20 74.1% – 10% relief
- Credit reporting, 3 11.1% – 0% relief
- Credit reporting 2 7.4% – 0% relief
- Payday loan, 2 7.4% – 0% relief
How Law Offices of Timothy E. Baxter & Associates, P.C.'s 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 20 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 2 |
| Payday loan, title loan, or personal loan | 2 |
Concentrated filing states for Law Offices of Timothy E. Baxter & Associates, P.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 92.6% of this company's filings
Law Offices of Timothy E. Baxter & Associates, P.C. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| MI | 25 |
| TX | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 5 |
| Communication tactics | 5 |
| Disclosure verification of debt | 4 |
| Took or threatened to take negative or legal action | 3 |
| Improper use of your report | 3 |
| Incorrect information on your report | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Taking/threatening an illegal action | 1 |
| Written notification about debt | 1 |
| Attempts to collect debt not owed | 1 |
| Can't contact lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 50% |
| 2015 | 4 | 75% |
| 2016 | 2 | 100% |
| 2017 | 5 | 100% |
| 2018 | 3 | 100% |
| 2019 | 3 | 100% |
| 2020 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 1 | 100% |
| 2024 | 3 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Law Offices of Timothy E. Baxter & Associates, P.C. filings cluster in one product
Law Offices of Timothy E. Baxter & Associates, P.C.'s 27 logged complaints stay concentrated: only 3 states show a filing. Only 37% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-26.
Law Offices of Timothy E. Baxter & Associates, P.C. answers 92.6% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 7.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Offices of Timothy E. Baxter & Associates, P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Law Offices of Timothy E. Baxter & Associates, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 27.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Law Offices of Timothy E. Baxter & Associates, P.C. (92.6% timely; 7.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration