CFPB · Single-product concentration
Law Office of James R. Vaughan, P.C.
38 CFPB complaints · 92.1% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Law Office of James R. Vaughan, P.C.: 92.1% of 38 CFPB complaints sit in "Debt collection". Timely 92.1% · relief 13.2%. Allegations, not findings.
- Single-product concentration
- -33.3% filings 2015 to 2026
CFPB relief outcome brief
CCDB company law-office-of-james-r-vaughan-p-c
13.2% relief · 92.1% timely · 38 filings · Debt collection
Same-product relief peers
Nearest relief peer: RSH & Associates, LLC (13.1% relief)
Law Office of James R. Vaughan, P.C. closes 13.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Law Office of James R. Vaughan, P.C.'s 38 filings include narrative text
55.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Law Office of James R. Vaughan, P.C. complaint mix by product
- Debt collection 35 92.1% – 14% relief
- Vehicle loan 1 2.6% – 0% relief
- Other financial 1 2.6% – 0% relief
- Credit reporting, 1 2.6% – 0% relief
How Law Office of James R. Vaughan, P.C.'s 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 35 |
| Vehicle loan or lease | 1 |
| Other financial service | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Law Office of James R. Vaughan, P.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 78.9% of this company's filings
Law Office of James R. Vaughan, P.C. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- -33.3% vs 2015
Top States
| State | Complaints |
|---|---|
| AZ | 30 |
| NV | 5 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 14 |
| False statements or representation | 7 |
| Attempts to collect debt not owed | 6 |
| Disclosure verification of debt | 2 |
| Taking/threatening an illegal action | 2 |
| Managing the loan or lease | 1 |
| Written notification about debt | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Unexpected/Other fees | 1 |
| Improper contact or sharing of info | 1 |
| Fraud or scam | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2016 | 3 | 100% |
| 2017 | 6 | 66.7% |
| 2018 | 3 | 100% |
| 2019 | 4 | 100% |
| 2020 | 5 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 4 | 100% |
| 2024 | 1 | 100% |
| 2025 | 5 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Law Office of James R. Vaughan, P.C. filings cluster in one product
Law Office of James R. Vaughan, P.C.'s 38 logged complaints stay concentrated: only 3 states show a filing. 55.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-03-15.
Law Office of James R. Vaughan, P.C. answers 92.1% of complaints inside the CFPB's tracked window and closes 86.8% with a written explanation. 13.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Office of James R. Vaughan, P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Law Office of James R. Vaughan, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 38.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Law Office of James R. Vaughan, P.C. (92.1% timely; 13.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration