Total complaints
32
Filed since 2015
32 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
32 consumer complaints filed with the CFPB
This profile shows Law Office of James R. Vaughan, P.C.'s complaint history from CFPB public records. 32 consumers have filed complaints since 2015. The company has a 90.6% timely response rate and has provided relief in 12.5% of cases.
Total complaints
32
Filed since 2015
Timely response
90.6%
CFPB-tracked response window
Relief rate
12.5%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Law Office of James R. Vaughan, P.C.'s 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 29 |
| Vehicle loan or lease | 1 |
| Other financial service | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| State | Complaints |
|---|---|
| AZ | 24 |
| NV | 5 |
| WA | 1 |
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 10 |
| False statements or representation | 7 |
| Attempts to collect debt not owed | 4 |
| Disclosure verification of debt | 2 |
| Taking/threatening an illegal action | 2 |
| Managing the loan or lease | 1 |
| Improper contact or sharing of info | 1 |
| Unexpected/Other fees | 1 |
| Communication tactics | 1 |
| Written notification about debt | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Fraud or scam | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2016 | 3 | 100% |
| 2017 | 6 | 66.7% |
| 2018 | 2 | 100% |
| 2019 | 2 | 100% |
| 2020 | 5 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 3 | 100% |
| 2024 | 1 | 100% |
| 2025 | 3 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Law Office of James R. Vaughan, P.C. has accumulated 32 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 14 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-15, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Law Office of James R. Vaughan, P.C. reports a 90.6% timely-response rate and has closed 84.4% of cases with a written explanation to the consumer. 12.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Law Office of James R. Vaughan, P.C.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Law Office of James R. Vaughan, P.C. has received 32 consumer complaints filed with the Consumer Financial Protection Bureau.
Law Office of James R. Vaughan, P.C. has a 90.6% timely response rate to CFPB complaints.
The most common issue reported against Law Office of James R. Vaughan, P.C. is "Took or threatened to take negative or legal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.