Security Credit Systems Inc
240 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Security Credit Systems Inc complaint mix by product
- Debt collection 184 76.7% – 1% relief
- Credit reporting 23 9.6% – 0% relief
- Credit reporting, 21 8.8% – 0% relief
- Student loan 12 5.0% – 0% relief
How Security Credit Systems Inc's 240 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 184 |
| Credit reporting or other personal consumer reports | 23 |
| Credit reporting, credit repair services, or other personal consumer reports | 21 |
| Student loan | 12 |
Top States
| State | Complaints |
|---|---|
| NY | 81 |
| NJ | 20 |
| FL | 18 |
| CA | 17 |
| TX | 15 |
| GA | 13 |
| PA | 9 |
| OH | 9 |
| IL | 9 |
| TN | 5 |
| NV | 4 |
| IN | 4 |
| NC | 4 |
| MA | 4 |
| OK | 3 |
| MD | 3 |
| MI | 3 |
| VA | 3 |
| CO | 2 |
| MS | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 66 |
| Incorrect information on your report | 30 |
| Communication tactics | 29 |
| False statements or representation | 22 |
| Written notification about debt | 22 |
| Took or threatened to take negative or legal action | 15 |
| Cont'd attempts collect debt not owed | 12 |
| Threatened to contact someone or share information improperly | 11 |
| Problem with a company's investigation into an existing problem | 10 |
| Dealing with my lender or servicer | 6 |
| Improper contact or sharing of info | 5 |
| Dealing with your lender or servicer | 3 |
| Improper use of your report | 3 |
| Disclosure verification of debt | 2 |
| Identity theft protection or other monitoring services | 1 |
| Struggling to repay your loan | 1 |
| Unable to get your credit report or credit score | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 19 | 100% |
| 2016 | 9 | 100% |
| 2017 | 18 | 100% |
| 2018 | 14 | 100% |
| 2019 | 11 | 100% |
| 2020 | 15 | 100% |
| 2021 | 22 | 100% |
| 2022 | 17 | 100% |
| 2023 | 26 | 92.3% |
| 2024 | 27 | 100% |
| 2025 | 42 | 100% |
| 2026 | 18 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Security Credit Systems Inc
Security Credit Systems Inc's 240 logged complaints stay concentrated: only 29 states show a filing on record. Only 38.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2014 through 2026-06-22.
Security Credit Systems Inc answers 99.2% of complaints inside the CFPB's tracked window and closes 94.2% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Security Credit Systems Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Security Credit Systems Inc have?
240, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Security Credit Systems Inc respond to complaints on time?
99.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Security Credit Systems Inc?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.