CFPB · Single-product concentration
Security Credit Systems Inc
240 CFPB complaints · 76.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Security Credit Systems Inc: 76.7% of 240 CFPB complaints sit in "Debt collection". Timely 99.2% · relief 0.4%. Allegations, not findings.
- Single-product concentration
- +800% filings 2014 to 2026
CFPB relief outcome brief
CCDB company security-credit-systems-inc
0.4% relief · 99.2% timely · 240 filings · Debt collection
Same-product relief peers
Nearest relief peer: LJ Ross Associates (0.4% relief)
Security Credit Systems Inc closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 240 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Security Credit Systems Inc complaint mix by product
- Debt collection 184 76.7% – 1% relief
- Credit reporting 23 9.6% – 0% relief
- Credit reporting, 21 8.8% – 0% relief
- Student loan 12 5.0% – 0% relief
How Security Credit Systems Inc's 240 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 184 |
| Credit reporting or other personal consumer reports | 23 |
| Credit reporting, credit repair services, or other personal consumer reports | 21 |
| Student loan | 12 |
Where Security Credit Systems Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 33.8% of this company's filings
Security Credit Systems Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 18
- +800% vs 2014
Top States
| State | Complaints |
|---|---|
| NY | 81 |
| NJ | 20 |
| FL | 18 |
| CA | 17 |
| TX | 15 |
| GA | 13 |
| PA | 9 |
| OH | 9 |
| IL | 9 |
| TN | 5 |
| NV | 4 |
| IN | 4 |
| NC | 4 |
| MA | 4 |
| OK | 3 |
| MD | 3 |
| MI | 3 |
| VA | 3 |
| CO | 2 |
| MS | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 66 |
| Incorrect information on your report | 30 |
| Communication tactics | 29 |
| False statements or representation | 22 |
| Written notification about debt | 22 |
| Took or threatened to take negative or legal action | 15 |
| Cont'd attempts collect debt not owed | 12 |
| Threatened to contact someone or share information improperly | 11 |
| Problem with a company's investigation into an existing problem | 10 |
| Dealing with my lender or servicer | 6 |
| Improper contact or sharing of info | 5 |
| Dealing with your lender or servicer | 3 |
| Improper use of your report | 3 |
| Disclosure verification of debt | 2 |
| Identity theft protection or other monitoring services | 1 |
| Struggling to repay your loan | 1 |
| Unable to get your credit report or credit score | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 19 | 100% |
| 2016 | 9 | 100% |
| 2017 | 18 | 100% |
| 2018 | 14 | 100% |
| 2019 | 11 | 100% |
| 2020 | 15 | 100% |
| 2021 | 22 | 100% |
| 2022 | 17 | 100% |
| 2023 | 26 | 92.3% |
| 2024 | 27 | 100% |
| 2025 | 42 | 100% |
| 2026 | 18 | 100% |
Source: CFPB Consumer Complaint Database
Security Credit Systems Inc filings cluster in one product
Security Credit Systems Inc's 240 logged complaints stay concentrated: only 29 states show a filing. Only 38.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-22.
Security Credit Systems Inc answers 99.2% of complaints inside the CFPB's tracked window and closes 94.2% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Security Credit Systems Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Security Credit Systems Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 240.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Security Credit Systems Inc (99.2% timely; 0.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration