2026 data Public-data reference. official source

Kentucky Higher Education Assistance Authority

168 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

168 consumer complaints filed with the CFPB

This profile shows Kentucky Higher Education Assistance Authority's complaint history from CFPB public records. 168 consumers have filed complaints since 2013. The company has a 89.3% timely response rate and has provided relief in 0.6% of cases.

168
Total Complaints
89.3%
Timely Response
2.4%
Disputed
0.6%
Relief Provided
32
States Active
2013
Since

Total complaints

168

Filed since 2013

Timely response

89.3%

CFPB-tracked response window

Relief rate

0.6%

Closed with monetary or non-monetary relief

Timely response rate 89.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.6%
Industry median

Share closed with monetary or non-monetary relief.

Kentucky Higher Education Assistance Authority complaint mix by product

Total complaints: 168

Kentucky Higher Education Assistance Authority complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 168 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 84 complaints (50.0%), resolution 1.2% Student loan 50.0% Credit reporting,: 40 complaints (23.8%), resolution 0.0% Credit reporting, 23.8% Debt collection: 27 complaints (16.1%), resolution 0.0% Debt collection 16.1% Credit reporting: 17 complaints (10.1%), resolution 0.0% Credit reporting 10.1%
  • Student loan 84 50.0% 1% relief
  • Credit reporting, 40 23.8% 0% relief
  • Debt collection 27 16.1% 0% relief
  • Credit reporting 17 10.1% 0% relief

How Kentucky Higher Education Assistance Authority's 168 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 84
Credit reporting, credit repair services, or other personal consumer reports 40
Debt collection 27
Credit reporting or other personal consumer reports 17

Top States

State Complaints
KY 33
GA 20
NJ 16
FL 15
NY 10
AL 10
IL 8
IN 6
MO 5
DE 4
CA 4
NC 4
TX 4
MI 3
VA 3
WA 3
MS 2
TN 2
NV 2
CO 1

Top Issues

Issue Complaints
Dealing with your lender or servicer 44
Incorrect information on your report 38
Problem with a credit reporting company's investigation into an existing problem 15
Struggling to repay your loan 12
Attempts to collect debt not owed 10
Improper use of your report 8
Dealing with my lender or servicer 8
Can't repay my loan 6
Written notification about debt 5
Problem with a company's investigation into an existing problem 4
Took or threatened to take negative or legal action 4
Getting a loan 3
Communication tactics 3
Disclosure verification of debt 2
Cont'd attempts collect debt not owed 2
Credit monitoring or identity theft protection services 1
Repaying your loan 1
Improper contact or sharing of info 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2013 3 66.7%
2014 1 100%
2015 6 66.7%
2016 10 80%
2017 7 100%
2018 14 85.7%
2019 10 70%
2020 25 96%
2021 22 90.9%
2022 18 88.9%
2023 13 84.6%
2024 14 92.9%
2025 15 100%
2026 10 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Kentucky Higher Education Assistance Authority

Kentucky Higher Education Assistance Authority has accumulated 168 consumer complaints in the CFPB public database, with filings active across 32 U.S. states. Of those submissions, 53 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Kentucky Higher Education Assistance Authority reports a 89.3% timely-response rate and has closed 98.8% of cases with a written explanation to the consumer. 0.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Kentucky Higher Education Assistance Authority: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Kentucky Higher Education Assistance Authority have?

Kentucky Higher Education Assistance Authority has received 168 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Kentucky Higher Education Assistance Authority respond to complaints on time?

Kentucky Higher Education Assistance Authority has a 89.3% timely response rate to CFPB complaints.

What is the most common complaint about Kentucky Higher Education Assistance Authority?

The most common issue reported against Kentucky Higher Education Assistance Authority is "Dealing with your lender or servicer" in the "Student loan" product category.

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