Total complaints
168
Filed since 2013
168 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
168 consumer complaints filed with the CFPB
This profile shows Kentucky Higher Education Assistance Authority's complaint history from CFPB public records. 168 consumers have filed complaints since 2013. The company has a 89.3% timely response rate and has provided relief in 0.6% of cases.
Total complaints
168
Filed since 2013
Timely response
89.3%
CFPB-tracked response window
Relief rate
0.6%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Kentucky Higher Education Assistance Authority's 168 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Student loan | 84 |
| Credit reporting, credit repair services, or other personal consumer reports | 40 |
| Debt collection | 27 |
| Credit reporting or other personal consumer reports | 17 |
| State | Complaints |
|---|---|
| KY | 33 |
| GA | 20 |
| NJ | 16 |
| FL | 15 |
| NY | 10 |
| AL | 10 |
| IL | 8 |
| IN | 6 |
| MO | 5 |
| DE | 4 |
| CA | 4 |
| NC | 4 |
| TX | 4 |
| MI | 3 |
| VA | 3 |
| WA | 3 |
| MS | 2 |
| TN | 2 |
| NV | 2 |
| CO | 1 |
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 44 |
| Incorrect information on your report | 38 |
| Problem with a credit reporting company's investigation into an existing problem | 15 |
| Struggling to repay your loan | 12 |
| Attempts to collect debt not owed | 10 |
| Improper use of your report | 8 |
| Dealing with my lender or servicer | 8 |
| Can't repay my loan | 6 |
| Written notification about debt | 5 |
| Problem with a company's investigation into an existing problem | 4 |
| Took or threatened to take negative or legal action | 4 |
| Getting a loan | 3 |
| Communication tactics | 3 |
| Disclosure verification of debt | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Repaying your loan | 1 |
| Improper contact or sharing of info | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 3 | 66.7% |
| 2014 | 1 | 100% |
| 2015 | 6 | 66.7% |
| 2016 | 10 | 80% |
| 2017 | 7 | 100% |
| 2018 | 14 | 85.7% |
| 2019 | 10 | 70% |
| 2020 | 25 | 96% |
| 2021 | 22 | 90.9% |
| 2022 | 18 | 88.9% |
| 2023 | 13 | 84.6% |
| 2024 | 14 | 92.9% |
| 2025 | 15 | 100% |
| 2026 | 10 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Kentucky Higher Education Assistance Authority has accumulated 168 consumer complaints in the CFPB public database, with filings active across 32 U.S. states. Of those submissions, 53 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Kentucky Higher Education Assistance Authority reports a 89.3% timely-response rate and has closed 98.8% of cases with a written explanation to the consumer. 0.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Student loan", and the single most common underlying issue is "Dealing with your lender or servicer".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Kentucky Higher Education Assistance Authority: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Kentucky Higher Education Assistance Authority has received 168 consumer complaints filed with the Consumer Financial Protection Bureau.
Kentucky Higher Education Assistance Authority has a 89.3% timely response rate to CFPB complaints.
The most common issue reported against Kentucky Higher Education Assistance Authority is "Dealing with your lender or servicer" in the "Student loan" product category.
Read our methodology — how this data is sourced, computed, and verified.