CFPB · Narrative-heavy record

Federal Adjustment Bureau, Inc.

261 CFPB complaints · 49% with narratives · top issue Attempts to collect debt not owed.

261 CFPB complaints

Federal Adjustment Bureau, Inc.: 49% of 261 filings include consumer narratives. Timely 90.4% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • +466.7% filings 2015 to 2026

CFPB relief outcome brief

CCDB company federal-adjustment-bureau-inc

0% relief · 90.4% timely · 261 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Federal Adjustment Bureau, I…0%DataMax Corporation0%Sigue Corp.2.3%Porsche Financial Services, …2.3%Chime Inc.33.8%
Closed-with-relief % among Federal Adjustment Bureau, Inc. and nearest filing-volume peers

Federal Adjustment Bureau, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Federal Adjustment Bureau, Inc.'s 261 filings include narrative text

49% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 90.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Federal Adjustment Bureau, Inc. complaint mix by product

Total complaints: 261

Federal Adjustment Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 261 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 180 complaints (69.0%), resolution 0.0% Debt collection 69.0% Credit reporting: 49 complaints (18.8%), resolution 0.0% Credit reporting 18.8% Credit reporting,: 28 complaints (10.7%), resolution 0.0% Credit reporting, 10.7% Credit reporting: 2 complaints (0.8%), resolution 0.0% Student loan: 1 complaints (0.4%), resolution 0.0% Credit card: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 180 69.0% 0% relief
  • Credit reporting 49 18.8% 0% relief
  • Credit reporting, 28 10.7% 0% relief
  • Credit reporting 2 0.8% 0% relief
  • Student loan 1 0.4% 0% relief
  • Credit card 1 0.4% 0% relief

How Federal Adjustment Bureau, Inc.'s 261 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 180
Credit reporting or other personal consumer reports 49
Credit reporting, credit repair services, or other personal consumer reports 28
Credit reporting 2
Student loan 1
Credit card 1

Concentrated filing states for Federal Adjustment Bureau, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
82% of this company's filings
OH214FL12GA6LA5NC3MI3WV3KY2

Federal Adjustment Bureau, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
34
+466.7% vs 2015
020406080 201520162017201820192020202120222023202420252026 34

Top States

State Complaints
OH 214
FL 12
GA 6
LA 5
NC 3
MI 3
WV 3
KY 2
OK 2
MA 1
PA 1
NE 1
TN 1
CA 1
OR 1
SC 1
IL 1
NY 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 79
Incorrect information on your report 45
Written notification about debt 38
Improper use of your report 25
False statements or representation 24
Disclosure verification of debt 14
Took or threatened to take negative or legal action 9
Communication tactics 6
Cont'd attempts collect debt not owed 6
Problem with a credit reporting company's investigation into an existing problem 4
Threatened to contact someone or share information improperly 3
Problem with a company's investigation into an existing issue 2
Identity theft protection or other monitoring services 1
Electronic communications 1
Problem with a company's investigation into an existing problem 1
Incorrect information on credit report 1
Improper use of my credit report 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2015 6 0%
2016 16 62.5%
2017 8 75%
2018 13 84.6%
2019 9 44.4%
2020 15 73.3%
2021 21 100%
2022 12 100%
2023 19 100%
2024 50 100%
2025 58 100%
2026 34 100%

Source: CFPB Consumer Complaint Database

Federal Adjustment Bureau, Inc.'s narrative-rich complaint ledger

Federal Adjustment Bureau, Inc.'s 261 logged complaints stay concentrated: only 18 states show a filing. 49% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-22.

Federal Adjustment Bureau, Inc. answers 90.4% of complaints inside the CFPB's tracked window and closes 99.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Federal Adjustment Bureau, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Federal Adjustment Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Federal Adjustment Bureau, Inc. (90.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record