2026 data Public-data reference. official source

Federal Adjustment Bureau, Inc.

196 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

196 consumer complaints filed with the CFPB

This profile shows Federal Adjustment Bureau, Inc.'s complaint history from CFPB public records. 196 consumers have filed complaints since 2015. The company has a 91.3% timely response rate and has provided relief in 0% of cases.

196
Total Complaints
91.3%
Timely Response
1.5%
Disputed
0%
Relief Provided
17
States Active
2015
Since

Total complaints

196

Filed since 2015

Timely response

91.3%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 91.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Federal Adjustment Bureau, Inc. complaint mix by product

Total complaints: 196

Federal Adjustment Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 196 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 129 complaints (65.8%), resolution 0.0% Debt collection 65.8% Credit reporting: 37 complaints (18.9%), resolution 0.0% Credit reporting 18.9% Credit reporting,: 26 complaints (13.3%), resolution 0.0% Credit reporting, 13.3% Credit reporting: 2 complaints (1.0%), resolution 0.0% Student loan: 1 complaints (0.5%), resolution 0.0% Credit card: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 129 65.8% 0% relief
  • Credit reporting 37 18.9% 0% relief
  • Credit reporting, 26 13.3% 0% relief
  • Credit reporting 2 1.0% 0% relief
  • Student loan 1 0.5% 0% relief
  • Credit card 1 0.5% 0% relief

How Federal Adjustment Bureau, Inc.'s 196 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 129
Credit reporting or other personal consumer reports 37
Credit reporting, credit repair services, or other personal consumer reports 26
Credit reporting 2
Student loan 1
Credit card 1

Top States

State Complaints
OH 155
FL 11
GA 6
LA 5
KY 2
MI 2
NC 2
OK 2
NE 1
CA 1
OR 1
WV 1
MA 1
TN 1
NY 1
IL 1
PA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 58
Incorrect information on your report 36
Written notification about debt 28
Improper use of your report 20
False statements or representation 14
Disclosure verification of debt 10
Took or threatened to take negative or legal action 7
Communication tactics 6
Problem with a credit reporting company's investigation into an existing problem 4
Cont'd attempts collect debt not owed 3
Problem with a company's investigation into an existing issue 2
Threatened to contact someone or share information improperly 2
Incorrect information on credit report 1
Credit monitoring or identity theft protection services 1
Identity theft protection or other monitoring services 1
Problem with a company's investigation into an existing problem 1
Electronic communications 1
Improper use of my credit report 1

Yearly Trend

Year Complaints Timely
2015 5 0%
2016 13 69.2%
2017 4 100%
2018 11 81.8%
2019 7 57.1%
2020 9 66.7%
2021 18 100%
2022 10 100%
2023 17 100%
2024 42 100%
2025 43 100%
2026 17 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Federal Adjustment Bureau, Inc.

Federal Adjustment Bureau, Inc. has accumulated 196 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 69 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Federal Adjustment Bureau, Inc. reports a 91.3% timely-response rate and has closed 99.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Federal Adjustment Bureau, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Federal Adjustment Bureau, Inc. have?

Federal Adjustment Bureau, Inc. has received 196 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Federal Adjustment Bureau, Inc. respond to complaints on time?

Federal Adjustment Bureau, Inc. has a 91.3% timely response rate to CFPB complaints.

What is the most common complaint about Federal Adjustment Bureau, Inc.?

The most common issue reported against Federal Adjustment Bureau, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related