CFPB · Single-product concentration

K a P S & Co (USA) LLC

6 CFPB complaints · 100% in "Debt collection" · top issue Attempts to collect debt not owed.

6 CFPB complaints

K a P S & Co (USA) LLC: 100% of 6 CFPB complaints sit in "Debt collection". Timely 83.3% · relief 16.7%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2018 to 2020

CFPB relief outcome brief

CCDB company k-a-p-s-co-usa-llc

16.7% relief · 83.3% timely · 6 filings · Debt collection

Nearest relief peer: Servatus Corporation (16.7% relief)

K a P S & Co (USA) LLC (this)16.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among K a P S & Co (USA) LLC and nearest filing-volume peers

K a P S & Co (USA) LLC closes 16.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

K a P S & Co (USA) LLC complaint mix by product

Total complaints: 6

K a P S & Co (USA) LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 6 complaints (100.0%), resolution 16.7% Debt collection 100.0%
  • Debt collection 6 100.0% 17% relief

How K a P S & Co (USA) LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 6

Where K a P S & Co (USA) LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
33.3% of this company's filings
MO2MS1CA1MI1TX1

K a P S & Co (USA) LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2020
3
+200% vs 2018
0.511.522.533.5 201820192020 3

Top States

State Complaints
MO 2
MS 1
CA 1
MI 1
TX 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 4
Took or threatened to take negative or legal action 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 2 100%
2020 3 66.7%

Source: CFPB Consumer Complaint Database

K a P S & Co (USA) LLC filings cluster in one product

K a P S & Co (USA) LLC's 6 logged complaints stay concentrated: only 5 states show a filing. 83.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2020-10-29.

K a P S & Co (USA) LLC answers 83.3% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 16.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about K a P S & Co (USA) LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for K a P S & Co (USA) LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for K a P S & Co (USA) LLC (83.3% timely; 16.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration