CFPB · Narrative-heavy record
Investigative Concepts, Inc.
14 CFPB complaints · 64.3% with narratives · top issue Incorrect information on your report.
Investigative Concepts, Inc.: 64.3% of 14 filings include consumer narratives. Timely 0% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- -25% filings 2017 to 2026
CFPB relief outcome brief
CCDB company investigative-concepts-inc
0% relief · 0% timely · 14 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Investigative Concepts, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Investigative Concepts, Inc. scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
0% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
0% of complaints closed with an explanation to the consumer
Most of Investigative Concepts, Inc.'s 14 filings include narrative text
64.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Investigative Concepts, Inc. complaint mix by product
- Debt collection 7 50.0% – 0% relief
- Credit reporting, 5 35.7% – 0% relief
- Credit reporting 2 14.3% – 0% relief
How Investigative Concepts, Inc.'s 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 2 |
Where Investigative Concepts, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 28.6% of this company's filings
Investigative Concepts, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -25% vs 2017
Top States
| State | Complaints |
|---|---|
| TX | 4 |
| AL | 2 |
| MI | 1 |
| CA | 1 |
| ID | 1 |
| IN | 1 |
| AZ | 1 |
| OK | 1 |
| OH | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 6 |
| Communication tactics | 4 |
| Took or threatened to take negative or legal action | 2 |
| Attempts to collect debt not owed | 1 |
| Problem with a company's investigation into an existing issue | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 4 | 0% |
| 2019 | 2 | 0% |
| 2021 | 2 | 0% |
| 2022 | 1 | 0% |
| 2023 | 1 | 0% |
| 2025 | 1 | 0% |
| 2026 | 3 | 0% |
Source: CFPB Consumer Complaint Database
Investigative Concepts, Inc.'s narrative-rich complaint ledger
Investigative Concepts, Inc.'s 14 logged complaints stay concentrated: only 10 states show a filing. 64.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-03-24.
Investigative Concepts, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Investigative Concepts, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Investigative Concepts, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 14.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Investigative Concepts, Inc. (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record