CFPB · Single-product concentration

Intercoastal Mortgage LLC

14 CFPB complaints · 85.7% in "Mortgage" · top issue Closing on a mortgage.

14 CFPB complaints

Intercoastal Mortgage LLC: 85.7% of 14 CFPB complaints sit in "Mortgage". Timely 64.3% · relief 7.1%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2017 to 2024

CFPB relief outcome brief

CCDB company intercoastal-mortgage-llc

7.1% relief · 64.3% timely · 14 filings · Mortgage

Nearest relief peer: Sortis Financial, Inc. (7.2% relief)

Intercoastal Mortgage LLC(this)7.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Intercoastal Mortgage LLC and nearest filing-volume peers

Intercoastal Mortgage LLC closes 7.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Intercoastal Mortgage LLC scores strongest on closed with explanation (87/100 percentile-benchmarked) and weakest on relief provided (33/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

48 /100 grade D

Relief provided

33 / 100 percentile-benchmarked

7.1% of complaints closed with relief to the consumer

Timely response

37 / 100 percentile-benchmarked

64.3% of complaints answered inside the CFPB 15-day window

Closed with explanation

87 / 100 percentile-benchmarked

92.9% of complaints closed with an explanation to the consumer

Most of Intercoastal Mortgage LLC's 14 filings include narrative text

71.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 64.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Intercoastal Mortgage LLC complaint mix by product

Total complaints: 14

Intercoastal Mortgage LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 12 complaints (85.7%), resolution 8.3% Mortgage 85.7% Money transfer,: 2 complaints (14.3%), resolution 0.0% Money transfer, 14.3%
  • Mortgage 12 85.7% – 8% relief
  • Money transfer, 2 14.3% – 0% relief

How Intercoastal Mortgage LLC's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 12
Money transfer, virtual currency, or money service 2

Concentrated filing states for Intercoastal Mortgage LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
VA
57.1% of this company's filings
VA8NC3WV2DC1

Intercoastal Mortgage LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
1
-50% vs 2017
0123456 201720182021202220232024 1

Top States

State Complaints
VA 8
NC 3
WV 2
DC 1

Top Issues

Issue Complaints
Closing on a mortgage 8
Applying for a mortgage or refinancing an existing mortgage 3
Fraud or scam 2
Trouble during payment process 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2018 1 100%
2021 1 0%
2022 5 20%
2023 4 100%
2024 1 100%

Source: CFPB Consumer Complaint Database

Intercoastal Mortgage LLC filings cluster in one product

Intercoastal Mortgage LLC's 14 logged complaints stay concentrated: only 4 states show a filing. 71.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2024-01-05.

Intercoastal Mortgage LLC answers 64.3% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 7.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Intercoastal Mortgage LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Intercoastal Mortgage LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Intercoastal Mortgage LLC (64.3% timely; 7.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration