Total complaints
18
Filed since 2019
2026 data Public-data reference. official source
Innovative Funding Services, L.L.C.
18 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
18 consumer complaints filed with the CFPB
This profile shows Innovative Funding Services, L.L.C.'s complaint history from CFPB public records. 18 consumers have filed complaints since 2019. The company has a 83.3% timely response rate and has provided relief in 5.6% of cases.
18
Total Complaints
83.3%
Timely Response
0%
Disputed
5.6%
Relief Provided
15
States Active
2019
Since
Timely response
83.3%
CFPB-tracked response window
Relief rate
5.6%
Closed with monetary or non-monetary relief
Timely response rate 83.3%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 5.6%
Industry median
Share closed with monetary or non-monetary relief.
Innovative Funding Services, L.L.C. complaint mix by product
- Vehicle loan 12 66.7% – 8% relief
- Credit reporting, 5 27.8% – 0% relief
- Credit reporting 1 5.6% – 0% relief
How Innovative Funding Services, L.L.C.'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 12 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 3 |
| TN | 2 |
| VA | 1 |
| OH | 1 |
| GA | 1 |
| MA | 1 |
| NE | 1 |
| NC | 1 |
| UT | 1 |
| WV | 1 |
| MD | 1 |
| PA | 1 |
| FL | 1 |
| NY | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Getting a loan or lease | 8 |
| Improper use of your report | 7 |
| Problems at the end of the loan or lease | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 6 | 50% |
| 2021 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 5 | 100% |
| 2024 | 1 | 100% |
| 2025 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Innovative Funding Services, L.L.C.
Innovative Funding Services, L.L.C. has accumulated 18 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2025-04-27, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Innovative Funding Services, L.L.C. reports a 83.3% timely-response rate and has closed 94.4% of cases with a written explanation to the consumer. 5.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Getting a loan or lease".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Innovative Funding Services, L.L.C.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Innovative Funding Services, L.L.C. have?
Innovative Funding Services, L.L.C. has received 18 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Innovative Funding Services, L.L.C. respond to complaints on time?
Innovative Funding Services, L.L.C. has a 83.3% timely response rate to CFPB complaints.
What is the most common complaint about Innovative Funding Services, L.L.C.?
The most common issue reported against Innovative Funding Services, L.L.C. is "Getting a loan or lease" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.
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