CFPB · Single-product concentration

Innovative Debt Recovery, Inc.

4 CFPB complaints · 100% in "Debt collection" · top issue False statements or representation.

4 CFPB complaints

Innovative Debt Recovery, Inc.: 100% of 4 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2014 to 2018

CFPB relief outcome brief

CCDB company innovative-debt-recovery-inc

0% relief · 0% timely · 4 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Innovative Debt Recovery,Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Innovative Debt Recovery, Inc. and nearest filing-volume peers

Innovative Debt Recovery, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Innovative Debt Recovery, Inc. has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Innovative Debt Recovery, Inc. complaint mix by product

Total complaints: 4

Innovative Debt Recovery, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 4 100.0% – 0% relief

How Innovative Debt Recovery, Inc.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4

Concentrated filing states for Innovative Debt Recovery, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AZ
75% of this company's filings
AZ3SC1

Innovative Debt Recovery, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2018
1
-50% vs 2014
0.511.522.5 201420172018 1

Top States

State Complaints
AZ 3
SC 1

Top Issues

Issue Complaints
False statements or representation 1
Communication tactics 1
Taking/threatening an illegal action 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2014 2 0%
2017 1 0%
2018 1 0%

Source: CFPB Consumer Complaint Database

Innovative Debt Recovery, Inc. filings cluster in one product

Innovative Debt Recovery, Inc.'s 4 logged complaints stay concentrated: only 2 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2018-06-28.

Innovative Debt Recovery, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Innovative Debt Recovery, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Innovative Debt Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Innovative Debt Recovery, Inc. (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration