CFPB · Single-product concentration

Innovative Collections, LLC

29 CFPB complaints · 75.9% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

29 CFPB complaints

Innovative Collections, LLC: 75.9% of 29 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2026

CFPB relief outcome brief

CCDB company innovative-collections-llc

0% relief · 0% timely · 29 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Innovative Collections, LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Innovative Collections, LLC and nearest filing-volume peers

Innovative Collections, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Innovative Collections, LLC scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

0 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

0% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

0% of complaints closed with an explanation to the consumer

Most of Innovative Collections, LLC's 29 filings include narrative text

51.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Innovative Collections, LLC complaint mix by product

Total complaints: 29

Innovative Collections, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 29 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 22 complaints (75.9%), resolution 0.0% Debt collection 75.9% Credit reporting: 4 complaints (13.8%), resolution 0.0% Credit reporting 13.8% Credit reporting,: 3 complaints (10.3%), resolution 0.0% Credit reporting, 10.3%
  • Debt collection 22 75.9% – 0% relief
  • Credit reporting 4 13.8% – 0% relief
  • Credit reporting, 3 10.3% – 0% relief

How Innovative Collections, LLC's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 22
Credit reporting or other personal consumer reports 4
Credit reporting, credit repair services, or other personal consumer reports 3

Concentrated filing states for Innovative Collections, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
44.8% of this company's filings
CA13TX7FL3SC2MS1OH1AR1GA1

Innovative Collections, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
2
0% vs 2014
0246810 2014201520162017201820192021202420252026 2

Top States

State Complaints
CA 13
TX 7
FL 3
SC 2
MS 1
OH 1
AR 1
GA 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 11
Incorrect information on your report 6
Attempts to collect debt not owed 5
False statements or representation 2
Written notification about debt 2
Improper use of your report 1
Disclosure verification of debt 1
Taking/threatening an illegal action 1

Yearly Trend

Year Complaints Timely
2014 2 0%
2015 9 0%
2016 2 0%
2017 1 0%
2018 2 0%
2019 2 0%
2021 1 0%
2024 4 0%
2025 4 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

Innovative Collections, LLC filings cluster in one product

Innovative Collections, LLC's 29 logged complaints stay concentrated: only 8 states show a filing. 51.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-03-27.

Innovative Collections, LLC answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Innovative Collections, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Innovative Collections, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Innovative Collections, LLC (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration