CFPB · Single-product concentration
IMC Capital, LLC
47 CFPB complaints · 91.5% in "Credit card" · top issue Unsolicited issuance of credit card.
IMC Capital, LLC: 91.5% of 47 CFPB complaints sit in "Credit card". Timely 8.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- -97.4% filings 2016 to 2024
CFPB relief outcome brief
CCDB company imc-capital-llc
0% relief · 8.5% timely · 47 filings · Credit card
Same-product relief peers
Nearest relief peer: Continental Finance Company, LLC (0.4% relief)
IMC Capital, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of IMC Capital, LLC's 47 filings include narrative text
40.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
IMC Capital, LLC complaint mix by product
- Credit card 43 91.5% – 0% relief
- Credit card 3 6.4% – 0% relief
- Prepaid card 1 2.1% – 0% relief
How IMC Capital, LLC's 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit card | 43 |
| Credit card or prepaid card | 3 |
| Prepaid card | 1 |
Where IMC Capital, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 8.5% of this company's filings
IMC Capital, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2024
- 1
- -97.4% vs 2016
Top States
| State | Complaints |
|---|---|
| NY | 4 |
| FL | 4 |
| GA | 4 |
| CA | 4 |
| CO | 3 |
| VA | 3 |
| IL | 3 |
| OR | 2 |
| OH | 2 |
| TX | 2 |
| WI | 2 |
| MA | 1 |
| DC | 1 |
| WA | 1 |
| PA | 1 |
| NC | 1 |
| MT | 1 |
| CT | 1 |
| ID | 1 |
| IA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Unsolicited issuance of credit card | 24 |
| Advertising and marketing | 7 |
| Identity theft / Fraud / Embezzlement | 6 |
| Other | 3 |
| Getting a credit card | 2 |
| Credit card protection / Debt protection | 2 |
| Unexpected or other fees | 1 |
| Credit line increase/decrease | 1 |
| Advertising and marketing, including promotional offers | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 38 | 10.5% |
| 2017 | 7 | 0% |
| 2018 | 1 | 0% |
| 2024 | 1 | 0% |
Source: CFPB Consumer Complaint Database
IMC Capital, LLC filings cluster in one product
IMC Capital, LLC's 47 logged complaints stay concentrated: only 24 states show a filing. 40.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2024-02-03.
IMC Capital, LLC answers 8.5% of complaints inside the CFPB's tracked window and closes 10.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Unsolicited issuance of credit card."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about IMC Capital, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for IMC Capital, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 47.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 8.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for IMC Capital, LLC (8.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration