CFPB · Narrative-heavy record

i3 Lending, Inc

5 CFPB complaints · 60% with narratives · top issue Application, originator, mortgage broker.

5 CFPB complaints

i3 Lending, Inc: 60% of 5 filings include consumer narratives. Timely 40% · relief 20% · top product Mortgage. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2015 to 2025

CFPB relief outcome brief

CCDB company i3-lending-inc

20% relief · 40% timely · 5 filings · Mortgage

Nearest relief peer: Wells Fargo & Company (20.1% relief)

i3 Lending, Inc (this)20%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among i3 Lending, Inc and nearest filing-volume peers

i3 Lending, Inc closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

i3 Lending, Inc has 5 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 40.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

i3 Lending, Inc complaint mix by product

Total complaints: 5

i3 Lending, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 3 complaints (60.0%), resolution 33.3% Mortgage 60.0% Debt collection: 1 complaints (20.0%), resolution 0.0% Debt collection 20.0% Payday loan,: 1 complaints (20.0%), resolution 0.0% Payday loan, 20.0%
  • Mortgage 3 60.0% – 33% relief
  • Debt collection 1 20.0% – 0% relief
  • Payday loan, 1 20.0% – 0% relief

How i3 Lending, Inc's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 3
Debt collection 1
Payday loan, title loan, or personal loan 1

Where i3 Lending, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OK
20% of this company's filings
OK1NC1MI1MD1CA1

i3 Lending, Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2015
1 20152017202020212025 1

Top States

State Complaints
OK 1
NC 1
MI 1
MD 1
CA 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 2
Took or threatened to take negative or legal action 1
Trouble during payment process 1
Problem with additional add-on products or services 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2017 1 100%
2020 1 100%
2021 1 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

i3 Lending, Inc's narrative-rich complaint ledger

i3 Lending, Inc's 5 logged complaints stay concentrated: only 5 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-12-23.

i3 Lending, Inc answers 40% of complaints inside the CFPB's tracked window and closes 60% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about i3 Lending, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for i3 Lending, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for i3 Lending, Inc (40% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record