CFPB · Single-product concentration

Hosto & Buchan, PLLC

21 CFPB complaints · 100% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

21 CFPB complaints

Hosto & Buchan, PLLC: 100% of 21 CFPB complaints sit in "Debt collection". Timely 95.2% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2013 to 2026

CFPB relief outcome brief

CCDB company hosto-buchan-pllc

0% relief · 95.2% timely · 21 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Hosto & Buchan, PLLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Hosto & Buchan, PLLC and nearest filing-volume peers

Hosto & Buchan, PLLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Hosto & Buchan, PLLC's 21 filings include narrative text

52.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 95.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Hosto & Buchan, PLLC complaint mix by product

Total complaints: 21

Hosto & Buchan, PLLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 21 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 21 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 21 100.0% 0% relief

How Hosto & Buchan, PLLC's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 21

Where Hosto & Buchan, PLLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AR
33.3% of this company's filings
AR7TN7TX2NC2MS1AZ1KY1

Hosto & Buchan, PLLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2013
02468 201320142015201620172020202120222026 1

Top States

State Complaints
AR 7
TN 7
TX 2
NC 2
MS 1
AZ 1
KY 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 4
Took or threatened to take negative or legal action 4
Taking/threatening an illegal action 3
Written notification about debt 2
Communication tactics 2
Disclosure verification of debt 2
Improper contact or sharing of info 2
False statements or representation 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 3 100%
2015 6 100%
2016 1 100%
2017 5 80%
2020 1 100%
2021 1 100%
2022 1 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Hosto & Buchan, PLLC filings cluster in one product

Hosto & Buchan, PLLC's 21 logged complaints stay concentrated: only 7 states show a filing. 52.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-01-03.

Hosto & Buchan, PLLC answers 95.2% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Hosto & Buchan, PLLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Hosto & Buchan, PLLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Hosto & Buchan, PLLC (95.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration