CFPB · Narrative-heavy record
Hirshberg Acceptance Corporation
36 CFPB complaints · 55.6% with narratives · top issue Improper use of your report.
Hirshberg Acceptance Corporation: 55.6% of 36 filings include consumer narratives. Timely 100% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2015 to 2026
CFPB relief outcome brief
CCDB company hirshberg-acceptance-corporation
0% relief · 100% timely · 36 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Hirshberg Acceptance Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Hirshberg Acceptance Corporation scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
Most of Hirshberg Acceptance Corporation's 36 filings include narrative text
55.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Hirshberg Acceptance Corporation complaint mix by product
- Debt collection 22 61.1% – 0% relief
- Credit reporting 6 16.7% – 0% relief
- Credit reporting, 6 16.7% – 0% relief
- Vehicle loan 2 5.6% – 0% relief
How Hirshberg Acceptance Corporation's 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 22 |
| Credit reporting or other personal consumer reports | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Vehicle loan or lease | 2 |
Concentrated filing states for Hirshberg Acceptance Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 88.9% of this company's filings
Hirshberg Acceptance Corporation complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| MI | 32 |
| MN | 2 |
| TX | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 7 |
| Written notification about debt | 4 |
| False statements or representation | 4 |
| Took or threatened to take negative or legal action | 4 |
| Disclosure verification of debt | 3 |
| Incorrect information on your report | 3 |
| Attempts to collect debt not owed | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Communication tactics | 1 |
| Repossession | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Getting a loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 6 | 100% |
| 2017 | 3 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 4 | 100% |
| 2022 | 4 | 100% |
| 2023 | 2 | 100% |
| 2024 | 5 | 100% |
| 2025 | 6 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Hirshberg Acceptance Corporation's narrative-rich complaint ledger
Hirshberg Acceptance Corporation's 36 logged complaints stay concentrated: only 4 states show a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-01-21.
Hirshberg Acceptance Corporation answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Hirshberg Acceptance Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Hirshberg Acceptance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 36.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Hirshberg Acceptance Corporation (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record