2026 data Public-data reference. official source

HILLTOP HOLDINGS, INC

116 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

116 consumer complaints filed with the CFPB

This profile shows HILLTOP HOLDINGS, INC's complaint history from CFPB public records. 116 consumers have filed complaints since 2020. The company has a 100% timely response rate and has provided relief in 2.6% of cases.

116
Total Complaints
100%
Timely Response
0%
Disputed
2.6%
Relief Provided
30
States Active
2020
Since

Total complaints

116

Filed since 2020

Timely response

100%

CFPB-tracked response window

Relief rate

2.6%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.6%
Industry median

Share closed with monetary or non-monetary relief.

HILLTOP HOLDINGS, INC complaint mix by product

Total complaints: 116

HILLTOP HOLDINGS, INC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 116 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 95 complaints (81.9%), resolution 2.1% Mortgage 81.9% Checking or: 8 complaints (6.9%), resolution 12.5% Checking or 6.9% Credit reporting: 6 complaints (5.2%), resolution 0.0% Credit reporting,: 4 complaints (3.4%), resolution 0.0% Debt collection: 2 complaints (1.7%), resolution 0.0% Money transfer,: 1 complaints (0.9%), resolution 0.0%
  • Mortgage 95 81.9% 2% relief
  • Checking or 8 6.9% 13% relief
  • Credit reporting 6 5.2% 0% relief
  • Credit reporting, 4 3.4% 0% relief
  • Debt collection 2 1.7% 0% relief
  • Money transfer, 1 0.9% 0% relief

How HILLTOP HOLDINGS, INC's 116 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 95
Checking or savings account 8
Credit reporting or other personal consumer reports 6
Credit reporting, credit repair services, or other personal consumer reports 4
Debt collection 2
Money transfer, virtual currency, or money service 1

Top States

State Complaints
TX 24
NC 9
CA 7
FL 7
OH 7
SC 6
KS 5
NY 5
MI 4
GA 4
MO 4
AL 3
IN 3
MD 3
VA 2
PA 2
HI 2
IL 2
WV 1
WA 1

Top Issues

Issue Complaints
Trouble during payment process 42
Struggling to pay mortgage 17
Closing on a mortgage 16
Applying for a mortgage or refinancing an existing mortgage 14
Incorrect information on your report 10
Managing an account 6
Improper use of your report 3
Problem with a credit reporting company's investigation into an existing problem 2
Problem with a lender or other company charging your account 2
Problem with a company's investigation into an existing problem 1
Fraud or scam 1
Communication tactics 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2020 19 100%
2021 29 100%
2022 14 100%
2023 21 100%
2024 13 100%
2025 15 100%
2026 5 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About HILLTOP HOLDINGS, INC

HILLTOP HOLDINGS, INC has accumulated 116 consumer complaints in the CFPB public database, with filings active across 30 U.S. states. Of those submissions, 39 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-03-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, HILLTOP HOLDINGS, INC reports a 100% timely-response rate and has closed 96.6% of cases with a written explanation to the consumer. 2.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating HILLTOP HOLDINGS, INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does HILLTOP HOLDINGS, INC have?

HILLTOP HOLDINGS, INC has received 116 consumer complaints filed with the Consumer Financial Protection Bureau.

Does HILLTOP HOLDINGS, INC respond to complaints on time?

HILLTOP HOLDINGS, INC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about HILLTOP HOLDINGS, INC?

The most common issue reported against HILLTOP HOLDINGS, INC is "Trouble during payment process" in the "Mortgage" product category.

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