CFPB · Single-product concentration
ClearPath Lending
55 CFPB complaints · 92.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
ClearPath Lending: 92.7% of 55 CFPB complaints sit in "Mortgage". Timely 90.9% · relief 1.8%. Allegations, not findings.
- Single-product concentration
- -50% filings 2015 to 2026
CFPB relief outcome brief
CCDB company clearpath-lending
1.8% relief · 90.9% timely · 55 filings · Mortgage
Same-product relief peers
Nearest relief peer: Hilltop Holdings, Inc (1.8% relief)
ClearPath Lending closes 1.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of ClearPath Lending's 55 filings include narrative text
54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
ClearPath Lending complaint mix by product
- Mortgage 51 92.7% – 2% relief
- Credit reporting, 4 7.3% – 0% relief
How ClearPath Lending's 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 51 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
Where ClearPath Lending complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 18.2% of this company's filings
ClearPath Lending falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2015
Top States
| State | Complaints |
|---|---|
| VA | 10 |
| CA | 8 |
| FL | 8 |
| GA | 3 |
| NC | 2 |
| LA | 2 |
| CO | 2 |
| WI | 2 |
| SC | 2 |
| AZ | 2 |
| MT | 1 |
| PA | 1 |
| OH | 1 |
| AL | 1 |
| NV | 1 |
| MI | 1 |
| IN | 1 |
| NE | 1 |
| TX | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 40 |
| Closing on a mortgage | 4 |
| Trouble during payment process | 3 |
| Application, originator, mortgage broker | 2 |
| Identity theft protection or other monitoring services | 2 |
| Credit decision / Underwriting | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 1 | 100% |
| 2017 | 5 | 100% |
| 2018 | 3 | 100% |
| 2019 | 7 | 85.7% |
| 2020 | 14 | 71.4% |
| 2021 | 15 | 100% |
| 2023 | 5 | 100% |
| 2024 | 2 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
ClearPath Lending filings cluster in one product
ClearPath Lending's 55 logged complaints stay concentrated: only 20 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-15.
ClearPath Lending answers 90.9% of complaints inside the CFPB's tracked window and closes 98.2% with a written explanation. 1.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ClearPath Lending.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for ClearPath Lending: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 55.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 90.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for ClearPath Lending (90.9% timely; 1.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration