CFPB · Single-product concentration

Highland Capital

15 CFPB complaints · 86.7% in "Debt collection" · top issue Communication tactics.

15 CFPB complaints

Highland Capital: 86.7% of 15 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -92.9% filings 2015 to 2025

CFPB relief outcome brief

CCDB company highland-capital

0% relief · 0% timely · 15 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Highland Capital (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Highland Capital and nearest filing-volume peers

Highland Capital closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Highland Capital scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

0 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

0% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

0% of complaints closed with an explanation to the consumer

Most of Highland Capital's 15 filings include narrative text

53.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Highland Capital complaint mix by product

Total complaints: 15

Highland Capital complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 13 complaints (86.7%), resolution 0.0% Debt collection 86.7% Mortgage: 2 complaints (13.3%), resolution 0.0% Mortgage 13.3%
  • Debt collection 13 86.7% – 0% relief
  • Mortgage 2 13.3% – 0% relief

How Highland Capital's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 13
Mortgage 2

Where Highland Capital complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
33.3% of this company's filings
OH5CA3AL2NY1GA1KS1TX1WA1

Highland Capital falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-92.9% vs 2015
051015 20152025 1

Top States

State Complaints
OH 5
CA 3
AL 2
NY 1
GA 1
KS 1
TX 1
WA 1

Top Issues

Issue Complaints
Communication tactics 5
Taking/threatening an illegal action 5
False statements or representation 2
Applying for a mortgage or refinancing an existing mortgage 1
Credit decision / Underwriting 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 14 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

Highland Capital filings cluster in one product

Highland Capital's 15 logged complaints stay concentrated: only 8 states show a filing. 53.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-11-15.

Highland Capital answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Highland Capital.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Highland Capital: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Highland Capital (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration