CFPB · Narrative-heavy record

High Performance Capital

20 CFPB complaints · 45% with narratives · top issue Incorrect information on your report.

20 CFPB complaints

High Performance Capital: 45% of 20 filings include consumer narratives. Timely 40% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2015 to 2026

CFPB relief outcome brief

CCDB company high-performance-capital

0% relief · 40% timely · 20 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

High Performance Capital(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among High Performance Capital and nearest filing-volume peers

High Performance Capital closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

High Performance Capital scores strongest on closed with explanation (91/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

23 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

40% of complaints answered inside the CFPB 15-day window

Closed with explanation

91 / 100 percentile-benchmarked

95% of complaints closed with an explanation to the consumer

Most of High Performance Capital's 20 filings include narrative text

45% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 40.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

High Performance Capital complaint mix by product

Total complaints: 20

High Performance Capital complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 8 complaints (40.0%), resolution 0.0% Credit reporting, 40.0% Vehicle loan: 7 complaints (35.0%), resolution 0.0% Vehicle loan 35.0% Debt collection: 4 complaints (20.0%), resolution 0.0% Debt collection 20.0% Consumer Loan: 1 complaints (5.0%), resolution 0.0%
  • Credit reporting, 8 40.0% – 0% relief
  • Vehicle loan 7 35.0% – 0% relief
  • Debt collection 4 20.0% – 0% relief
  • Consumer Loan 1 5.0% – 0% relief

How High Performance Capital's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 8
Vehicle loan or lease 7
Debt collection 4
Consumer Loan 1

Where High Performance Capital complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
35% of this company's filings
CA7NV7FL2AZ2TX1UT1

High Performance Capital complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2015
02468 201520172018201920202021202220232026 1

Top States

State Complaints
CA 7
NV 7
FL 2
AZ 2
TX 1
UT 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Written notification about debt 2
Problems at the end of the loan or lease 2
Managing the loan or lease 2
Attempts to collect debt not owed 2
Problem with a credit reporting company's investigation into an existing problem 2
Taking out the loan or lease 1
Improper use of your report 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2017 1 100%
2018 2 100%
2019 2 100%
2020 3 0%
2021 7 42.9%
2022 2 0%
2023 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

High Performance Capital's narrative-rich complaint ledger

High Performance Capital's 20 logged complaints stay concentrated: only 6 states show a filing. 45% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-01-02.

High Performance Capital answers 40% of complaints inside the CFPB's tracked window and closes 95% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about High Performance Capital.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for High Performance Capital: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for High Performance Capital (40% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record