CFPB · Narrative-heavy record

Helm Associates

36 CFPB complaints · 52.8% with narratives · top issue Incorrect information on your report.

36 CFPB complaints

Helm Associates: 52.8% of 36 filings include consumer narratives. Timely 52.8% · relief 11.1% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2014 to 2026

CFPB relief outcome brief

CCDB company helm-associates

11.1% relief · 52.8% timely · 36 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Tally Technologies (9.9% relief)

Helm Associates (this)11.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Helm Associates and nearest filing-volume peers

Helm Associates closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Helm Associates scores strongest on closed with explanation (69/100 percentile-benchmarked) and weakest on timely response (17/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

46 /100 grade D

Relief provided

52 / 100 percentile-benchmarked

11.1% of complaints closed with relief to the consumer

Timely response

17 / 100 percentile-benchmarked

52.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

69 / 100 percentile-benchmarked

83.3% of complaints closed with an explanation to the consumer

Most of Helm Associates's 36 filings include narrative text

52.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 52.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Helm Associates complaint mix by product

Total complaints: 36

Helm Associates complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 36 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 13 complaints (36.1%), resolution 0.0% Credit reporting, 36.1% Vehicle loan: 10 complaints (27.8%), resolution 0.0% Vehicle loan 27.8% Debt collection: 5 complaints (13.9%), resolution 20.0% Debt collection 13.9% Consumer Loan: 5 complaints (13.9%), resolution 40.0% Consumer Loan 13.9% Credit reporting: 2 complaints (5.6%), resolution 0.0% Bank account: 1 complaints (2.8%), resolution 100.0%
  • Credit reporting, 13 36.1% – 0% relief
  • Vehicle loan 10 27.8% – 0% relief
  • Debt collection 5 13.9% – 20% relief
  • Consumer Loan 5 13.9% – 40% relief
  • Credit reporting 2 5.6% – 0% relief
  • Bank account 1 2.8% – 100% relief

How Helm Associates's 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 13
Vehicle loan or lease 10
Debt collection 5
Consumer Loan 5
Credit reporting or other personal consumer reports 2
Bank account or service 1

Concentrated filing states for Helm Associates

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
75% of this company's filings
PA27NJ4DE2VA1GA1NV1

Helm Associates complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
2
0% vs 2014
0246810 2014201620182020202220242026 2

Top States

State Complaints
PA 27
NJ 4
DE 2
VA 1
GA 1
NV 1

Top Issues

Issue Complaints
Incorrect information on your report 13
Improper use of your report 3
Attempts to collect debt not owed 3
Taking out the loan or lease 3
Problem with a credit reporting company's investigation into an existing problem 3
Problems at the end of the loan or lease 2
Managing the loan or lease 2
Repossession 1
Deposits and withdrawals 1
Problems when you are unable to pay 1
Disclosure verification of debt 1
Struggling to pay your loan 1
Getting a loan or lease 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 4 100%
2016 1 100%
2017 1 0%
2018 1 0%
2019 3 0%
2020 3 0%
2021 9 100%
2022 6 33.3%
2023 1 100%
2024 1 0%
2025 2 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

Helm Associates's narrative-rich complaint ledger

Helm Associates's 36 logged complaints stay concentrated: only 6 states show a filing. 52.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-03-31.

Helm Associates answers 52.8% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Helm Associates.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Helm Associates: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Helm Associates (52.8% timely; 11.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record