Headwaters Financial Corp.
6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Headwaters Financial Corp. complaint mix by product
- Debt collection 2 33.3% – 0% relief
- Vehicle loan 2 33.3% – 0% relief
- Credit reporting 1 16.7% – 0% relief
- Consumer Loan 1 16.7% – 100% relief
How Headwaters Financial Corp.'s 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Vehicle loan or lease | 2 |
| Credit reporting or other personal consumer reports | 1 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| SC | 3 |
| VA | 1 |
| TX | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 2 |
| Managing the loan or lease | 2 |
| Improper use of your report | 1 |
| Problems at the end of the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2024 | 1 | 0% |
| 2025 | 3 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Headwaters Financial Corp.
Headwaters Financial Corp.'s 6 logged complaints stay concentrated: only 4 states show a filing on record. 66.7% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2026-02-19.
Headwaters Financial Corp. answers 16.7% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 16.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Headwaters Financial Corp..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Headwaters Financial Corp. have?
6, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Headwaters Financial Corp. respond to complaints on time?
16.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Headwaters Financial Corp.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.