CFPB · Narrative-heavy record

Greensky Operations, LLC

476 CFPB complaints · 46% with narratives · top issue Incorrect information on your report.

476 CFPB complaints

Greensky Operations, LLC: 46% of 476 filings include consumer narratives. Timely 99.8% · relief 18.7% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • +11900% filings 2023 to 2026

CFPB relief outcome brief

CCDB company greensky-operations-llc

18.7% relief · 99.8% timely · 476 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: Net Pay Advance, Inc. (18.3% relief)

Greensky Operations, LLC (th…18.7%F.H. Cann & Associates, Inc.1.3%FCI Lender Services Inc.0.2%Atlantic Recovery Solutions …0.2%Mid-Atlantic Finance Co., In…9.1%
Closed-with-relief % among Greensky Operations, LLC and nearest filing-volume peers

Greensky Operations, LLC closes 18.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Greensky Operations, LLC's 476 filings include narrative text

46% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 18.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Greensky Operations, LLC complaint mix by product

Total complaints: 476

Greensky Operations, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 476 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 207 complaints (43.7%), resolution 19.8% Payday loan, 43.7% Credit reporting: 163 complaints (34.4%), resolution 17.2% Credit reporting 34.4% Debt collection: 71 complaints (15.0%), resolution 21.1% Debt collection 15.0% Credit card: 30 complaints (6.3%), resolution 16.7% Credit card 6.3% Money transfer,: 1 complaints (0.2%), resolution 0.0% Checking or: 1 complaints (0.2%), resolution 0.0% Debt or: 1 complaints (0.2%), resolution 0.0%
  • Payday loan, 207 43.7% 20% relief
  • Credit reporting 163 34.4% 17% relief
  • Debt collection 71 15.0% 21% relief
  • Credit card 30 6.3% 17% relief
  • Money transfer, 1 0.2% 0% relief
  • Checking or 1 0.2% 0% relief
  • Debt or 1 0.2% 0% relief

How Greensky Operations, LLC's 476 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 207
Credit reporting or other personal consumer reports 163
Debt collection 71
Credit card 30
Money transfer, virtual currency, or money service 1
Checking or savings account 1
Debt or credit management 1
Mortgage 1
Payday loan, title loan, or personal loan 1

Nationwide filing states for Greensky Operations, LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
13.2% of this company's filings
CA63TX52FL40NY25GA23PA21NC20VA19

Greensky Operations, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
120
+11900% vs 2023
050100150200250 2023202420252026 120

Top States

State Complaints
CA 63
TX 52
FL 40
NY 25
GA 23
PA 21
NC 20
VA 19
NJ 18
IL 16
AZ 14
MA 12
SC 11
CT 11
MI 10
TN 10
MD 10
MN 10
CO 10
OH 9

Top Issues

Issue Complaints
Incorrect information on your report 91
Problem with a company's investigation into an existing problem 50
Charged fees or interest you didn't expect 47
Problem when making payments 41
Attempts to collect debt not owed 39
Problem with additional add-on products or services 33
Getting the loan 32
Improper use of your report 31
Problem with the payoff process at the end of the loan 26
Problem with a purchase shown on your statement 12
False statements or representation 11
Took or threatened to take negative or legal action 9
Struggling to pay your loan 6
Fees or interest 6
Getting a line of credit 6
Written notification about debt 5
Advertising and marketing, including promotional offers 4
Communication tactics 3
Credit monitoring or identity theft protection services 3
Electronic communications 3

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 137 99.3%
2025 218 100%
2026 120 100%

Source: CFPB Consumer Complaint Database

Greensky Operations, LLC's narrative-rich complaint ledger

Greensky Operations, LLC's 476 logged complaints reach a nationwide footprint - 44 states have at least one filing. 46% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-25.

Greensky Operations, LLC answers 99.8% of complaints inside the CFPB's tracked window and closes 80.9% with a written explanation. 18.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Greensky Operations, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Greensky Operations, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Greensky Operations, LLC (99.8% timely; 18.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record