CFPB · Single-product concentration

Gotmortgage.com

18 CFPB complaints · 88.9% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

18 CFPB complaints

Gotmortgage.com: 88.9% of 18 CFPB complaints sit in "Mortgage". Timely 88.9% · relief 27.8%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2016 to 2025

CFPB relief outcome brief

CCDB company gotmortgage-com

27.8% relief · 88.9% timely · 18 filings · Mortgage

Nearest relief peer: Suntrust Banks, Inc. (27.5% relief)

Gotmortgage.com (this)27.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Gotmortgage.com and nearest filing-volume peers

Gotmortgage.com closes 27.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Gotmortgage.com's 18 filings include narrative text

55.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 88.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 27.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Gotmortgage.com complaint mix by product

Total complaints: 18

Gotmortgage.com complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 16 complaints (88.9%), resolution 25.0% Mortgage 88.9% Payday loan,: 1 complaints (5.6%), resolution 100.0% Credit reporting,: 1 complaints (5.6%), resolution 0.0%
  • Mortgage 16 88.9% 25% relief
  • Payday loan, 1 5.6% 100% relief
  • Credit reporting, 1 5.6% 0% relief

How Gotmortgage.com's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 16
Payday loan, title loan, personal loan, or advance loan 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Gotmortgage.com

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
55.6% of this company's filings
CA10FL3NV1GA1IL1AZ1

Gotmortgage.com falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-50% vs 2016
012345 201620172018202020212022202320242025 1

Top States

State Complaints
CA 10
FL 3
NV 1
GA 1
IL 1
AZ 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 9
Trouble during payment process 3
Closing on a mortgage 2
Was approved for a loan, but didn't receive the money 1
Loan servicing, payments, escrow account 1
Settlement process and costs 1
Excessive fees 1

Yearly Trend

Year Complaints Timely
2016 2 50%
2017 1 100%
2018 2 100%
2020 4 75%
2021 2 100%
2022 3 100%
2023 2 100%
2024 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Gotmortgage.com filings cluster in one product

Gotmortgage.com's 18 logged complaints stay concentrated: only 6 states show a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-08-17.

Gotmortgage.com answers 88.9% of complaints inside the CFPB's tracked window and closes 72.2% with a written explanation. 27.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gotmortgage.com.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Gotmortgage.com: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Gotmortgage.com (88.9% timely; 27.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration