CFPB · Single-product concentration
GFS, Inc.
44 CFPB complaints · 88.6% in "Debt collection" · top issue Written notification about debt.
GFS, Inc.: 88.6% of 44 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +500% filings 2013 to 2026
CFPB relief outcome brief
CCDB company gfs-inc
0% relief · 100% timely · 44 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
GFS, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of GFS, Inc.'s 44 filings include narrative text
40.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
GFS, Inc. complaint mix by product
- Debt collection 39 88.6% – 0% relief
- Credit reporting 4 9.1% – 0% relief
- Credit reporting, 1 2.3% – 0% relief
How GFS, Inc.'s 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 39 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for GFS, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MO
- 61.4% of this company's filings
GFS, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2013
Top States
| State | Complaints |
|---|---|
| MO | 27 |
| FL | 3 |
| NM | 2 |
| IL | 2 |
| IN | 1 |
| VA | 1 |
| OK | 1 |
| MT | 1 |
| CA | 1 |
| TX | 1 |
| NE | 1 |
| AR | 1 |
| KS | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 9 |
| Attempts to collect debt not owed | 9 |
| False statements or representation | 6 |
| Communication tactics | 4 |
| Cont'd attempts collect debt not owed | 4 |
| Took or threatened to take negative or legal action | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Disclosure verification of debt | 2 |
| Improper contact or sharing of info | 2 |
| Incorrect information on your report | 1 |
| Improper use of your report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 3 | 100% |
| 2015 | 1 | 100% |
| 2016 | 3 | 100% |
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 3 | 100% |
| 2022 | 2 | 100% |
| 2023 | 3 | 100% |
| 2024 | 10 | 100% |
| 2025 | 7 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
GFS, Inc. filings cluster in one product
GFS, Inc.'s 44 logged complaints stay concentrated: only 14 states show a filing. 40.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-03-26.
GFS, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about GFS, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for GFS, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 44.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for GFS, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration