CFPB · Single-product concentration

Future Judgement Solutions

71 CFPB complaints · 94.4% in "Debt collection" · top issue Took or threatened to take negative or legal action.

71 CFPB complaints

Future Judgement Solutions: 94.4% of 71 CFPB complaints sit in "Debt collection". Timely 38% · relief 1.4%. Allegations, not findings.

  • Single-product concentration
  • +450% filings 2022 to 2026

CFPB relief outcome brief

CCDB company future-judgement-solutions

1.4% relief · 38% timely · 71 filings · Debt collection

Nearest relief peer: Linebarger Goggan Blair & Sampson LLP (1.4% relief)

Future Judgement Solutions (…1.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Future Judgement Solutions and nearest filing-volume peers

Future Judgement Solutions closes 1.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Future Judgement Solutions's 71 filings include narrative text

62% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 38.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Future Judgement Solutions complaint mix by product

Total complaints: 71

Future Judgement Solutions complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 71 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 67 complaints (94.4%), resolution 1.5% Debt collection 94.4% Credit card: 3 complaints (4.2%), resolution 0.0% Debt or: 1 complaints (1.4%), resolution 0.0%
  • Debt collection 67 94.4% 2% relief
  • Credit card 3 4.2% 0% relief
  • Debt or 1 1.4% 0% relief

How Future Judgement Solutions's 71 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 67
Credit card 3
Debt or credit management 1

Where Future Judgement Solutions complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
11.3% of this company's filings
FL8TX7NY6PA6NC5CA4WI3SC3

Future Judgement Solutions rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
11
+450% vs 2022
0510152025 20222023202420252026 11

Top States

State Complaints
FL 8
TX 7
NY 6
PA 6
NC 5
CA 4
WI 3
SC 3
CO 3
OH 2
UT 2
MI 2
GA 2
WY 2
TN 1
ID 1
MS 1
MA 1
WA 1
MD 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 38
Attempts to collect debt not owed 13
Communication tactics 7
False statements or representation 3
Threatened to contact someone or share information improperly 3
Other features, terms, or problems 3
Written notification about debt 2
Didn't provide services promised 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2022 2 0%
2023 15 66.7%
2024 20 75%
2025 23 8.7%
2026 11 0%

Source: CFPB Consumer Complaint Database

Future Judgement Solutions filings cluster in one product

Future Judgement Solutions's 71 logged complaints stay concentrated: only 30 states show a filing. 62% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-03.

Future Judgement Solutions answers 38% of complaints inside the CFPB's tracked window and closes 76.1% with a written explanation. 1.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Future Judgement Solutions.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Future Judgement Solutions: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Future Judgement Solutions (38% timely; 1.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration