CFPB · Single-product concentration
Credit Bureau of the South, Inc.
116 CFPB complaints · 84.5% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Bureau of the South, Inc.: 84.5% of 116 CFPB complaints sit in "Debt collection". Timely 97.4% · relief 0%. Allegations, not findings.
- Single-product concentration
- +200% filings 2014 to 2026
CFPB relief outcome brief
CCDB company credit-bureau-of-the-south-inc
0% relief · 97.4% timely · 116 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Bureau of the South, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 116 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Bureau of the South, Inc. complaint mix by product
- Debt collection 98 84.5% – 0% relief
- Credit reporting 14 12.1% – 0% relief
- Credit reporting, 4 3.4% – 0% relief
How Credit Bureau of the South, Inc.'s 116 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 98 |
| Credit reporting or other personal consumer reports | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
Concentrated filing states for Credit Bureau of the South, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- LA
- 76.7% of this company's filings
Credit Bureau of the South, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 12
- +200% vs 2014
Top States
| State | Complaints |
|---|---|
| LA | 89 |
| TX | 15 |
| CA | 3 |
| FL | 2 |
| IL | 1 |
| MS | 1 |
| DE | 1 |
| CO | 1 |
| NY | 1 |
| GA | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 26 |
| Written notification about debt | 25 |
| Took or threatened to take negative or legal action | 18 |
| False statements or representation | 11 |
| Problem with a company's investigation into an existing problem | 10 |
| Communication tactics | 8 |
| Cont'd attempts collect debt not owed | 7 |
| Improper use of your report | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Incorrect information on your report | 2 |
| Disclosure verification of debt | 2 |
| Improper contact or sharing of info | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 50% |
| 2015 | 5 | 80% |
| 2016 | 2 | 100% |
| 2017 | 5 | 100% |
| 2018 | 7 | 100% |
| 2019 | 8 | 100% |
| 2020 | 16 | 100% |
| 2021 | 9 | 100% |
| 2022 | 5 | 100% |
| 2023 | 3 | 100% |
| 2024 | 13 | 100% |
| 2025 | 27 | 100% |
| 2026 | 12 | 100% |
Source: CFPB Consumer Complaint Database
Credit Bureau of the South, Inc. filings cluster in one product
Credit Bureau of the South, Inc.'s 116 logged complaints stay concentrated: only 11 states show a filing. Only 29.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-04.
Credit Bureau of the South, Inc. answers 97.4% of complaints inside the CFPB's tracked window and closes 98.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Bureau of the South, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Bureau of the South, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 116.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Bureau of the South, Inc. (97.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration