CFPB · Mid-pack CFPB posture
FS Card Inc.
5 CFPB complaints · 4 states · top issue Problem with a company's investigation into an existing problem.
FS Card Inc. has 5 consumer complaints in the CFPB public database. Timely response is 40%; 0% closed with relief; top product Credit card or prepaid card. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- 0% filings 2017 to 2026
CFPB relief outcome brief
CCDB company fs-card-inc
0% relief · 40% timely · 5 filings · Credit card or prepaid card
Same-product relief peers
Nearest relief peer: Automatic Data Processing, Inc. (0.9% relief)
FS Card Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FS Card Inc. complaint mix by product
- Credit card 2 40.0% – 0% relief
- Credit reporting 1 20.0% – 0% relief
- Debt collection 1 20.0% – 0% relief
- Credit reporting, 1 20.0% – 0% relief
How FS Card Inc.'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit card or prepaid card | 2 |
| Credit reporting or other personal consumer reports | 1 |
| Debt collection | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where FS Card Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 20% of this company's filings
FS Card Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2017
Top States
| State | Complaints |
|---|---|
| TX | 1 |
| MS | 1 |
| PA | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with a company's investigation into an existing problem | 1 |
| Took or threatened to take negative or legal action | 1 |
| Getting a credit card | 1 |
| Incorrect information on your report | 1 |
| Closing your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 0% |
| 2025 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about FS Card Inc.
FS Card Inc.'s 5 logged complaints stay concentrated: only 4 states show a filing. Only 20% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-05-04.
FS Card Inc. answers 40% of complaints inside the CFPB's tracked window and closes 40% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card or prepaid card" draws the most filings, most often for "Problem with a company's investigation into an existing problem."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FS Card Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for FS Card Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 40%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for FS Card Inc. (40% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture