CFPB · Narrative-heavy record

Franklin Financial Corporation

31 CFPB complaints · 61.3% with narratives · top issue Incorrect information on your report.

31 CFPB complaints

Franklin Financial Corporation: 61.3% of 31 filings include consumer narratives. Timely 67.7% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2015 to 2026

CFPB relief outcome brief

CCDB company franklin-financial-corporation

0% relief · 67.7% timely · 31 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Franklin Financial Corporat…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Franklin Financial Corporation and nearest filing-volume peers

Franklin Financial Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Franklin Financial Corporation's 31 filings include narrative text

61.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 67.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Franklin Financial Corporation complaint mix by product

Total complaints: 31

Franklin Financial Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 11 complaints (35.5%), resolution 0.0% Credit reporting 35.5% Debt collection: 8 complaints (25.8%), resolution 0.0% Debt collection 25.8% Vehicle loan: 5 complaints (16.1%), resolution 0.0% Vehicle loan 16.1% Credit reporting,: 4 complaints (12.9%), resolution 0.0% Credit reporting, 12.9% Payday loan,: 1 complaints (3.2%), resolution 0.0% Consumer Loan: 1 complaints (3.2%), resolution 0.0% Money transfer,: 1 complaints (3.2%), resolution 0.0%
  • Credit reporting 11 35.5% 0% relief
  • Debt collection 8 25.8% 0% relief
  • Vehicle loan 5 16.1% 0% relief
  • Credit reporting, 4 12.9% 0% relief
  • Payday loan, 1 3.2% 0% relief
  • Consumer Loan 1 3.2% 0% relief
  • Money transfer, 1 3.2% 0% relief

How Franklin Financial Corporation's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 11
Debt collection 8
Vehicle loan or lease 5
Credit reporting, credit repair services, or other personal consumer reports 4
Payday loan, title loan, personal loan, or advance loan 1
Consumer Loan 1
Money transfer, virtual currency, or money service 1

Concentrated filing states for Franklin Financial Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
58.1% of this company's filings
WI18TX3AL2TN2MS2IL1FL1CO1

Franklin Financial Corporation complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2015
02468 2015201720192020202120222023202420252026 1

Top States

State Complaints
WI 18
TX 3
AL 2
TN 2
MS 2
IL 1
FL 1
CO 1
LA 1

Top Issues

Issue Complaints
Incorrect information on your report 11
Improper use of your report 4
Attempts to collect debt not owed 4
Written notification about debt 3
Managing the loan or lease 2
Problem with the payoff process at the end of the loan 1
Problem with fraud alerts or security freezes 1
Communication tactics 1
Problem with a company's investigation into an existing issue 1
Fraud or scam 1
Struggling to pay your loan 1
Getting a loan or lease 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2017 2 100%
2019 2 100%
2020 3 100%
2021 4 100%
2022 4 75%
2023 2 50%
2024 5 80%
2025 7 14.3%
2026 1 100%

Source: CFPB Consumer Complaint Database

Franklin Financial Corporation's narrative-rich complaint ledger

Franklin Financial Corporation's 31 logged complaints stay concentrated: only 9 states show a filing. 61.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-03-24.

Franklin Financial Corporation answers 67.7% of complaints inside the CFPB's tracked window and closes 83.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Franklin Financial Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Franklin Financial Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Franklin Financial Corporation (67.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record