CFPB · Single-product concentration
Forster, Garbus and Garbus
42 CFPB complaints · 97.6% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Forster, Garbus and Garbus: 97.6% of 42 CFPB complaints sit in "Debt collection". Timely 95.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- -60% filings 2013 to 2021
CFPB relief outcome brief
CCDB company forster-garbus-and-garbus
0% relief · 95.2% timely · 42 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Forster, Garbus and Garbus closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Forster, Garbus and Garbus's 42 filings include narrative text
47.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Forster, Garbus and Garbus complaint mix by product
- Debt collection 41 97.6% – 0% relief
- Student loan 1 2.4% – 0% relief
How Forster, Garbus and Garbus's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 41 |
| Student loan | 1 |
Concentrated filing states for Forster, Garbus and Garbus
Top states by attributed CFPB complaint volume for this company
- Leading state
- NJ
- 95.2% of this company's filings
Forster, Garbus and Garbus falling annual filings
Annual filing volume from the CFPB public database
- 2021
- 2
- -60% vs 2013
Top States
| State | Complaints |
|---|---|
| NJ | 40 |
| FL | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 7 |
| Cont'd attempts collect debt not owed | 7 |
| Taking/threatening an illegal action | 7 |
| Communication tactics | 6 |
| Written notification about debt | 5 |
| Disclosure verification of debt | 4 |
| False statements or representation | 3 |
| Improper contact or sharing of info | 1 |
| Can't repay my loan | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 5 | 100% |
| 2014 | 8 | 100% |
| 2015 | 4 | 100% |
| 2016 | 5 | 100% |
| 2017 | 8 | 100% |
| 2018 | 5 | 100% |
| 2019 | 1 | 100% |
| 2020 | 4 | 100% |
| 2021 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Forster, Garbus and Garbus filings cluster in one product
Forster, Garbus and Garbus's 42 logged complaints stay concentrated: only 3 states show a filing. 47.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2021-11-09.
Forster, Garbus and Garbus answers 95.2% of complaints inside the CFPB's tracked window and closes 97.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Forster, Garbus and Garbus.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Forster, Garbus and Garbus: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 42.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Forster, Garbus and Garbus (95.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration