CFPB · Narrative-heavy record

Flat Six Holdings Inc.

14 CFPB complaints · 57.1% with narratives · top issue Charged fees or interest you didn't expect.

14 CFPB complaints

Flat Six Holdings Inc.: 57.1% of 14 filings include consumer narratives. Timely 57.1% · relief 0% · top product Payday loan, title loan, or personal loan. Allegations, not findings.

  • Narrative-heavy record
  • -66.7% filings 2019 to 2025

CFPB relief outcome brief

CCDB company flat-six-holdings-inc

0% relief · 57.1% timely · 14 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Flat Six Holdings Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Flat Six Holdings Inc. and nearest filing-volume peers

Flat Six Holdings Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Flat Six Holdings Inc.'s 14 filings include narrative text

57.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 57.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Flat Six Holdings Inc. complaint mix by product

Total complaints: 14

Flat Six Holdings Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 7 complaints (50.0%), resolution 0.0% Payday loan, 50.0% Payday loan,: 5 complaints (35.7%), resolution 0.0% Payday loan, 35.7% Debt collection: 2 complaints (14.3%), resolution 0.0% Debt collection 14.3%
  • Payday loan, 7 50.0% 0% relief
  • Payday loan, 5 35.7% 0% relief
  • Debt collection 2 14.3% 0% relief

How Flat Six Holdings Inc.'s 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 7
Payday loan, title loan, personal loan, or advance loan 5
Debt collection 2

Concentrated filing states for Flat Six Holdings Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
42.9% of this company's filings
TX6CA3OH3IN1

Flat Six Holdings Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-66.7% vs 2019
012345 20192020202320242025 1

Top States

State Complaints
TX 6
CA 3
OH 3
IN 1

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 6
Problem with the payoff process at the end of the loan 3
Vehicle was repossessed or sold the vehicle 2
Written notification about debt 1
Received a loan you didn't apply for 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2019 3 100%
2020 4 100%
2023 2 50%
2024 4 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

Flat Six Holdings Inc.'s narrative-rich complaint ledger

Flat Six Holdings Inc.'s 14 logged complaints stay concentrated: only 4 states show a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2025-03-31.

Flat Six Holdings Inc. answers 57.1% of complaints inside the CFPB's tracked window and closes 64.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Flat Six Holdings Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Flat Six Holdings Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Flat Six Holdings Inc. (57.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record