CFPB · Single-product concentration

FirstCollect, Inc.

16 CFPB complaints · 93.8% in "Debt collection" · top issue Attempts to collect debt not owed.

16 CFPB complaints

FirstCollect, Inc.: 93.8% of 16 CFPB complaints sit in "Debt collection". Timely 87.5% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2016 to 2025

CFPB relief outcome brief

CCDB company firstcollect-inc

0% relief · 87.5% timely · 16 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

FirstCollect, Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among FirstCollect, Inc. and nearest filing-volume peers

FirstCollect, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of FirstCollect, Inc.'s 16 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 87.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

FirstCollect, Inc. complaint mix by product

Total complaints: 16

FirstCollect, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 15 complaints (93.8%), resolution 0.0% Debt collection 93.8% Credit reporting,: 1 complaints (6.3%), resolution 0.0% Credit reporting, 6.3%
  • Debt collection 15 93.8% 0% relief
  • Credit reporting, 1 6.3% 0% relief

How FirstCollect, Inc.'s 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 15
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for FirstCollect, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
DE
56.3% of this company's filings
DE9NC1PA1DC1MD1IL1TX1NJ1

FirstCollect, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2016
0.511.522.533.5 201620172018201920202021202220242025 1

Top States

State Complaints
DE 9
NC 1
PA 1
DC 1
MD 1
IL 1
TX 1
NJ 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 8
Written notification about debt 5
Cont'd attempts collect debt not owed 1
Communication tactics 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2017 1 100%
2018 2 100%
2019 3 66.7%
2020 2 100%
2021 3 100%
2022 2 100%
2024 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

FirstCollect, Inc. filings cluster in one product

FirstCollect, Inc.'s 16 logged complaints stay concentrated: only 8 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-05-08.

FirstCollect, Inc. answers 87.5% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FirstCollect, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for FirstCollect, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for FirstCollect, Inc. (87.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration