CFPB · Single-product concentration

FirstCash, Inc.

26 CFPB complaints · 80.8% in "Payday loan, title loan, personal loan, or advance loan" · top issue Property was sold.

26 CFPB complaints

FirstCash, Inc.: 80.8% of 26 CFPB complaints sit in "Payday loan, title loan, personal loan, or advance loan". Timely 100% · relief 3.8%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2022 to 2026

CFPB relief outcome brief

CCDB company firstcash-inc

3.8% relief · 100% timely · 26 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: Robinson Economic Development Corporation (3.6% relief)

FirstCash, Inc. (this)3.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among FirstCash, Inc. and nearest filing-volume peers

FirstCash, Inc. closes 3.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of FirstCash, Inc.'s 26 filings include narrative text

65.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

FirstCash, Inc. complaint mix by product

Total complaints: 26

FirstCash, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 21 complaints (80.8%), resolution 4.8% Payday loan, 80.8% Payday loan,: 3 complaints (11.5%), resolution 0.0% Payday loan, 11.5% Money transfer,: 2 complaints (7.7%), resolution 0.0% Money transfer, 7.7%
  • Payday loan, 21 80.8% 5% relief
  • Payday loan, 3 11.5% 0% relief
  • Money transfer, 2 7.7% 0% relief

How FirstCash, Inc.'s 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 21
Payday loan, title loan, or personal loan 3
Money transfer, virtual currency, or money service 2

Where FirstCash, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
26.9% of this company's filings
TX7FL4TN3CO2OH2GA2AZ2LA2

FirstCash, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2022
051015 20222023202420252026 3

Top States

State Complaints
TX 7
FL 4
TN 3
CO 2
OH 2
GA 2
AZ 2
LA 2
MO 2

Top Issues

Issue Complaints
Property was sold 11
Charged fees or interest you didn't expect 5
Can't contact lender or servicer 3
Property was damaged or destroyed property 3
Was approved for a loan, but didn't receive the money 2
Other transaction problem 2

Yearly Trend

Year Complaints Timely
2022 2 100%
2023 2 100%
2024 6 100%
2025 13 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

FirstCash, Inc. filings cluster in one product

FirstCash, Inc.'s 26 logged complaints stay concentrated: only 9 states show a filing. 65.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-04-02.

FirstCash, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 96.2% with a written explanation. 3.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Property was sold."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FirstCash, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for FirstCash, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for FirstCash, Inc. (100% timely; 3.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration