CFPB · Narrative-heavy record

First Student Services

4 CFPB complaints · 50% with narratives · top issue Fraud or scam.

4 CFPB complaints

First Student Services: 50% of 4 filings include consumer narratives. Timely 25% · relief 25% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2017 to 2022

CFPB relief outcome brief

CCDB company first-student-services

25% relief · 25% timely · 4 filings · Debt collection

Nearest relief peer: Erc (25% relief)

First Student Services (this)25%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Student Services and nearest filing-volume peers

First Student Services closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 25.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 25.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Student Services complaint mix by product

Total complaints: 4

First Student Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2 complaints (50.0%), resolution 0.0% Debt collection 50.0% Money transfer,: 1 complaints (25.0%), resolution 100.0% Money transfer, 25.0% Credit reporting,: 1 complaints (25.0%), resolution 0.0% Credit reporting, 25.0%
  • Debt collection 2 50.0% 0% relief
  • Money transfer, 1 25.0% 100% relief
  • Credit reporting, 1 25.0% 0% relief

How First Student Services's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2
Money transfer, virtual currency, or money service 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where First Student Services complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
UT
25% of this company's filings
UT1MI1IL1CA1

First Student Services complaints by year

Annual filing volume from the CFPB public database

Trend in view
2022
1
0% vs 2017
1 2017201820212022 1

Top States

State Complaints
UT 1
MI 1
IL 1
CA 1

Top Issues

Issue Complaints
Fraud or scam 1
False statements or representation 1
Incorrect information on your report 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 1 0%
2021 1 0%
2022 1 0%

Source: CFPB Consumer Complaint Database

First Student Services's narrative-rich complaint ledger

First Student Services's 4 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2022-02-13.

First Student Services answers 25% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Student Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Student Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Student Services (25% timely; 25% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record