CFPB · Mid-pack CFPB posture
First Credit Corporation
28 CFPB complaints · 14 states · top issue Incorrect information on your report.
First Credit Corporation has 28 consumer complaints in the CFPB public database. Timely response is 92.9%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +700% filings 2022 to 2026
CFPB relief outcome brief
CCDB company first-credit-corporation
0% relief · 92.9% timely · 28 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
First Credit Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 28 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Credit Corporation complaint mix by product
- Debt collection 12 42.9% – 0% relief
- Credit reporting 12 42.9% – 0% relief
- Payday loan, 2 7.1% – 0% relief
- Credit card 2 7.1% – 0% relief
How First Credit Corporation's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 12 |
| Credit reporting or other personal consumer reports | 12 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Credit card | 2 |
Where First Credit Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 28.6% of this company's filings
First Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 8
- +700% vs 2022
Top States
| State | Complaints |
|---|---|
| GA | 8 |
| TX | 5 |
| AL | 3 |
| FL | 2 |
| IN | 1 |
| VA | 1 |
| OH | 1 |
| TN | 1 |
| IL | 1 |
| PA | 1 |
| AZ | 1 |
| MO | 1 |
| IA | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 7 |
| Attempts to collect debt not owed | 4 |
| Improper use of your report | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| Communication tactics | 2 |
| Written notification about debt | 2 |
| False statements or representation | 2 |
| Getting a credit card | 2 |
| Took or threatened to take negative or legal action | 2 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 1 | 100% |
| 2024 | 9 | 88.9% |
| 2025 | 10 | 90% |
| 2026 | 8 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about First Credit Corporation
First Credit Corporation's 28 logged complaints stay concentrated: only 14 states show a filing. Only 14.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-05-27.
First Credit Corporation answers 92.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for First Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 28.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for First Credit Corporation (92.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture