First Credit Corporation
28 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Credit Corporation complaint mix by product
- Debt collection 12 42.9% – 0% relief
- Credit reporting 12 42.9% – 0% relief
- Payday loan, 2 7.1% – 0% relief
- Credit card 2 7.1% – 0% relief
How First Credit Corporation's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 12 |
| Credit reporting or other personal consumer reports | 12 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Credit card | 2 |
Top States
| State | Complaints |
|---|---|
| GA | 8 |
| TX | 5 |
| AL | 3 |
| FL | 2 |
| IN | 1 |
| VA | 1 |
| OH | 1 |
| TN | 1 |
| IL | 1 |
| PA | 1 |
| AZ | 1 |
| MO | 1 |
| IA | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 7 |
| Attempts to collect debt not owed | 4 |
| Improper use of your report | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| Communication tactics | 2 |
| Written notification about debt | 2 |
| False statements or representation | 2 |
| Getting a credit card | 2 |
| Took or threatened to take negative or legal action | 2 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 1 | 100% |
| 2024 | 9 | 88.9% |
| 2025 | 10 | 90% |
| 2026 | 8 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First Credit Corporation
First Credit Corporation's 28 logged complaints stay concentrated: only 14 states show a filing on record. Only 14.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2022 through 2026-05-27.
First Credit Corporation answers 92.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Credit Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First Credit Corporation have?
28, per the CFPB's public complaint count for this company (see the full breakdown above).
Does First Credit Corporation respond to complaints on time?
92.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about First Credit Corporation?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.