FCC Finance, LLC
64 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FCC Finance, LLC complaint mix by product
- Debt collection 32 50.0% – 0% relief
- Credit reporting, 9 14.1% – 0% relief
- Payday loan, 7 10.9% – 0% relief
- Payday loan, 6 9.4% – 0% relief
- Credit reporting 5 7.8% – 0% relief
- Mortgage 3 4.7% – 0% relief
- Consumer Loan 2 3.1% – 0% relief
How FCC Finance, LLC's 64 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 32 |
| Credit reporting, credit repair services, or other personal consumer reports | 9 |
| Payday loan, title loan, or personal loan | 7 |
| Payday loan, title loan, personal loan, or advance loan | 6 |
| Credit reporting or other personal consumer reports | 5 |
| Mortgage | 3 |
| Consumer Loan | 2 |
Top States
| State | Complaints |
|---|---|
| GA | 18 |
| TX | 8 |
| FL | 6 |
| NC | 5 |
| OH | 5 |
| CA | 4 |
| MI | 4 |
| NJ | 4 |
| VA | 3 |
| MD | 3 |
| CT | 1 |
| PA | 1 |
| HI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 11 |
| Incorrect information on your report | 8 |
| False statements or representation | 7 |
| Communication tactics | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Charged fees or interest you didn't expect | 4 |
| Written notification about debt | 4 |
| Took or threatened to take negative or legal action | 3 |
| Struggling to pay your loan | 3 |
| Problem when making payments | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Getting a line of credit | 1 |
| Problems when you are unable to pay | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Managing the loan or lease | 1 |
| Application, originator, mortgage broker | 1 |
| Trouble during payment process | 1 |
| Struggling to pay mortgage | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 2 | 0% |
| 2017 | 5 | 100% |
| 2018 | 4 | 100% |
| 2019 | 4 | 100% |
| 2020 | 4 | 100% |
| 2021 | 6 | 100% |
| 2022 | 8 | 100% |
| 2023 | 1 | 100% |
| 2024 | 6 | 100% |
| 2025 | 12 | 100% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About FCC Finance, LLC
FCC Finance, LLC's 64 logged complaints stay concentrated: only 13 states show a filing on record. 51.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2026-06-12.
FCC Finance, LLC answers 96.9% of complaints inside the CFPB's tracked window and closes 93.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FCC Finance, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does FCC Finance, LLC have?
64, per the CFPB's public complaint count for this company (see the full breakdown above).
Does FCC Finance, LLC respond to complaints on time?
96.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about FCC Finance, LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.