CFPB · Narrative-heavy record
FCC Finance, LLC
64 CFPB complaints · 51.6% with narratives · top issue Attempts to collect debt not owed.
FCC Finance, LLC: 51.6% of 64 filings include consumer narratives. Timely 96.9% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +1000% filings 2015 to 2026
CFPB relief outcome brief
CCDB company fcc-finance-llc
0% relief · 96.9% timely · 64 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
FCC Finance, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of FCC Finance, LLC's 64 filings include narrative text
51.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FCC Finance, LLC complaint mix by product
- Debt collection 32 50.0% – 0% relief
- Credit reporting, 9 14.1% – 0% relief
- Payday loan, 7 10.9% – 0% relief
- Payday loan, 6 9.4% – 0% relief
- Credit reporting 5 7.8% – 0% relief
- Mortgage 3 4.7% – 0% relief
- Consumer Loan 2 3.1% – 0% relief
How FCC Finance, LLC's 64 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 32 |
| Credit reporting, credit repair services, or other personal consumer reports | 9 |
| Payday loan, title loan, or personal loan | 7 |
| Payday loan, title loan, personal loan, or advance loan | 6 |
| Credit reporting or other personal consumer reports | 5 |
| Mortgage | 3 |
| Consumer Loan | 2 |
Where FCC Finance, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 28.1% of this company's filings
FCC Finance, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 11
- +1000% vs 2015
Top States
| State | Complaints |
|---|---|
| GA | 18 |
| TX | 8 |
| FL | 6 |
| NC | 5 |
| OH | 5 |
| CA | 4 |
| MI | 4 |
| NJ | 4 |
| VA | 3 |
| MD | 3 |
| CT | 1 |
| PA | 1 |
| HI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 11 |
| Incorrect information on your report | 8 |
| False statements or representation | 7 |
| Communication tactics | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Charged fees or interest you didn't expect | 4 |
| Written notification about debt | 4 |
| Took or threatened to take negative or legal action | 3 |
| Struggling to pay your loan | 3 |
| Problem when making payments | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Getting a line of credit | 1 |
| Problems when you are unable to pay | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Managing the loan or lease | 1 |
| Application, originator, mortgage broker | 1 |
| Trouble during payment process | 1 |
| Struggling to pay mortgage | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 2 | 0% |
| 2017 | 5 | 100% |
| 2018 | 4 | 100% |
| 2019 | 4 | 100% |
| 2020 | 4 | 100% |
| 2021 | 6 | 100% |
| 2022 | 8 | 100% |
| 2023 | 1 | 100% |
| 2024 | 6 | 100% |
| 2025 | 12 | 100% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database
FCC Finance, LLC's narrative-rich complaint ledger
FCC Finance, LLC's 64 logged complaints stay concentrated: only 13 states show a filing. 51.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-12.
FCC Finance, LLC answers 96.9% of complaints inside the CFPB's tracked window and closes 93.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FCC Finance, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for FCC Finance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 64.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for FCC Finance, LLC (96.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record