2026 data Public-data reference. official source

FCC Finance, LLC

42 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

42 consumer complaints filed with the CFPB

This profile shows FCC Finance, LLC's complaint history from CFPB public records. 42 consumers have filed complaints since 2015. The company has a 97.6% timely response rate and has provided relief in 0% of cases.

42
Total Complaints
97.6%
Timely Response
4.8%
Disputed
0%
Relief Provided
10
States Active
2015
Since

Total complaints

42

Filed since 2015

Timely response

97.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 97.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

FCC Finance, LLC complaint mix by product

Total complaints: 42

FCC Finance, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 42 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 22 complaints (52.4%), resolution 0.0% Debt collection 52.4% Credit reporting,: 5 complaints (11.9%), resolution 0.0% Credit reporting, 11.9% Payday loan,: 4 complaints (9.5%), resolution 0.0% Payday loan, 9.5% Credit reporting: 4 complaints (9.5%), resolution 0.0% Credit reporting 9.5% Payday loan,: 3 complaints (7.1%), resolution 0.0% Payday loan, 7.1% Consumer Loan: 2 complaints (4.8%), resolution 0.0% Mortgage: 2 complaints (4.8%), resolution 0.0%
  • Debt collection 22 52.4% 0% relief
  • Credit reporting, 5 11.9% 0% relief
  • Payday loan, 4 9.5% 0% relief
  • Credit reporting 4 9.5% 0% relief
  • Payday loan, 3 7.1% 0% relief
  • Consumer Loan 2 4.8% 0% relief
  • Mortgage 2 4.8% 0% relief

How FCC Finance, LLC's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 22
Credit reporting, credit repair services, or other personal consumer reports 5
Payday loan, title loan, or personal loan 4
Credit reporting or other personal consumer reports 4
Payday loan, title loan, personal loan, or advance loan 3
Consumer Loan 2
Mortgage 2

Top States

State Complaints
GA 11
TX 7
FL 5
OH 3
MI 3
VA 3
NC 3
CA 2
MD 2
NJ 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 9
Incorrect information on your report 6
False statements or representation 5
Took or threatened to take negative or legal action 3
Communication tactics 3
Charged fees or interest you didn't expect 2
Struggling to pay your loan 2
Problem with a credit reporting company's investigation into an existing problem 2
Managing the loan or lease 1
Getting a line of credit 1
Problem with the payoff process at the end of the loan 1
Cont'd attempts collect debt not owed 1
Problem when making payments 1
Struggling to pay mortgage 1
Problems when you are unable to pay 1
Written notification about debt 1
Improper use of your report 1
Trouble during payment process 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 1 0%
2017 4 100%
2018 4 100%
2019 2 100%
2020 1 100%
2021 2 100%
2022 6 100%
2023 1 100%
2024 5 100%
2025 9 100%
2026 6 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FCC Finance, LLC

FCC Finance, LLC has accumulated 42 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FCC Finance, LLC reports a 97.6% timely-response rate and has closed 92.9% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FCC Finance, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FCC Finance, LLC have?

FCC Finance, LLC has received 42 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FCC Finance, LLC respond to complaints on time?

FCC Finance, LLC has a 97.6% timely response rate to CFPB complaints.

What is the most common complaint about FCC Finance, LLC?

The most common issue reported against FCC Finance, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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