CFPB · Single-product concentration
Equity Loans LLC
108 CFPB complaints · 83.3% in "Mortgage" · top issue Trouble during payment process.
Equity Loans LLC: 83.3% of 108 CFPB complaints sit in "Mortgage". Timely 99.1% · relief 0.9%. Allegations, not findings.
- Single-product concentration
- +200% filings 2015 to 2026
CFPB relief outcome brief
CCDB company equity-loans-llc
0.9% relief · 99.1% timely · 108 filings · Mortgage
Same-product relief peers
Nearest relief peer: Select Portfolio Servicing, Inc. (0.9% relief)
Equity Loans LLC closes 0.9% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Equity Loans LLC's 108 filings include narrative text
63% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Equity Loans LLC complaint mix by product
- Mortgage 90 83.3% – 1% relief
- Credit reporting 9 8.3% – 0% relief
- Credit reporting, 8 7.4% – 0% relief
- Checking or 1 0.9% – 0% relief
How Equity Loans LLC's 108 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 90 |
| Credit reporting or other personal consumer reports | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Checking or savings account | 1 |
Where Equity Loans LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 27.8% of this company's filings
Equity Loans LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2015
Top States
| State | Complaints |
|---|---|
| FL | 30 |
| GA | 13 |
| CA | 9 |
| MD | 8 |
| NJ | 5 |
| IL | 5 |
| TN | 4 |
| VA | 4 |
| TX | 3 |
| NY | 3 |
| NC | 2 |
| CO | 2 |
| CT | 2 |
| NV | 2 |
| WY | 2 |
| AL | 2 |
| MO | 2 |
| PA | 2 |
| MA | 2 |
| KY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 35 |
| Closing on a mortgage | 19 |
| Applying for a mortgage or refinancing an existing mortgage | 17 |
| Struggling to pay mortgage | 11 |
| Improper use of your report | 10 |
| Incorrect information on your report | 6 |
| Application, originator, mortgage broker | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Settlement process and costs | 2 |
| Identity theft protection or other monitoring services | 1 |
| Problem with a lender or other company charging your account | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 3 | 100% |
| 2017 | 9 | 100% |
| 2018 | 4 | 100% |
| 2019 | 1 | 100% |
| 2020 | 8 | 100% |
| 2021 | 10 | 100% |
| 2022 | 18 | 94.4% |
| 2023 | 21 | 100% |
| 2024 | 17 | 100% |
| 2025 | 13 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Equity Loans LLC filings cluster in one product
Equity Loans LLC's 108 logged complaints stay concentrated: only 25 states show a filing. 63% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-05-11.
Equity Loans LLC answers 99.1% of complaints inside the CFPB's tracked window and closes 97.2% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Equity Loans LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Equity Loans LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 108.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Equity Loans LLC (99.1% timely; 0.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration