CFPB · Narrative-heavy record

Epa USA Inc

6 CFPB complaints · 66.7% with narratives · top issue Communication tactics.

6 CFPB complaints

Epa USA Inc: 66.7% of 6 filings include consumer narratives. Timely 50% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2021 to 2024

CFPB relief outcome brief

CCDB company epa-usa-inc

0% relief · 50% timely · 6 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Epa USA Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Epa USA Inc and nearest filing-volume peers

Epa USA Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Epa USA Inc complaint mix by product

Total complaints: 6

Epa USA Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (66.7%), resolution 0.0% Debt collection 66.7% Credit reporting,: 2 complaints (33.3%), resolution 0.0% Credit reporting, 33.3%
  • Debt collection 4 66.7% 0% relief
  • Credit reporting, 2 33.3% 0% relief

How Epa USA Inc's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4
Credit reporting, credit repair services, or other personal consumer reports 2

Where Epa USA Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
33.3% of this company's filings
GA2CA1AL1TX1KY1

Epa USA Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
1
0% vs 2021
012345 202120222024 1

Top States

State Complaints
GA 2
CA 1
AL 1
TX 1
KY 1

Top Issues

Issue Complaints
Communication tactics 2
Improper use of your report 2
Attempts to collect debt not owed 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 4 25%
2024 1 100%

Source: CFPB Consumer Complaint Database

Epa USA Inc's narrative-rich complaint ledger

Epa USA Inc's 6 logged complaints stay concentrated: only 5 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2024-04-18.

Epa USA Inc answers 50% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Epa USA Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Epa USA Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Epa USA Inc (50% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record