CFPB · Single-product concentration
Emerald AR Systems, LLC
31 CFPB complaints · 93.5% in "Debt collection" · top issue Attempts to collect debt not owed.
Emerald AR Systems, LLC: 93.5% of 31 CFPB complaints sit in "Debt collection". Timely 74.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2015 to 2024
CFPB relief outcome brief
CCDB company emerald-ar-systems-llc
0% relief · 74.2% timely · 31 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Emerald AR Systems, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Emerald AR Systems, LLC's 31 filings include narrative text
48.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Emerald AR Systems, LLC complaint mix by product
- Debt collection 29 93.5% – 0% relief
- Credit reporting, 2 6.5% – 0% relief
How Emerald AR Systems, LLC's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 29 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Concentrated filing states for Emerald AR Systems, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 67.7% of this company's filings
Emerald AR Systems, LLC complaints by year
Annual filing volume from the CFPB public database
- 2024
- 2
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| AZ | 21 |
| FL | 3 |
| CA | 2 |
| AL | 1 |
| PA | 1 |
| NY | 1 |
| TX | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 11 |
| Written notification about debt | 8 |
| Cont'd attempts collect debt not owed | 4 |
| Disclosure verification of debt | 2 |
| False statements or representation | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Taking/threatening an illegal action | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 5 | 100% |
| 2017 | 4 | 50% |
| 2018 | 5 | 60% |
| 2019 | 5 | 100% |
| 2020 | 3 | 66.7% |
| 2021 | 4 | 75% |
| 2022 | 1 | 0% |
| 2024 | 2 | 50% |
Source: CFPB Consumer Complaint Database
Emerald AR Systems, LLC filings cluster in one product
Emerald AR Systems, LLC's 31 logged complaints stay concentrated: only 8 states show a filing. 48.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2024-08-24.
Emerald AR Systems, LLC answers 74.2% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Emerald AR Systems, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Emerald AR Systems, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 31.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 74.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Emerald AR Systems, LLC (74.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration